diff --git a/src/Core/Net/CertificatePinStore.cs b/src/Core/Net/CertificatePinStore.cs
new file mode 100644
index 0000000..89ebdf6
--- /dev/null
+++ b/src/Core/Net/CertificatePinStore.cs
@@ -0,0 +1,72 @@
+using System.Security.Cryptography;
+using System.Security.Cryptography.X509Certificates;
+using System.Text.Json;
+
+namespace PalladiumWallet.Core.Net;
+
+/// <summary>
+/// Pinning TLS "trust on first use" (blueprint §9): al primo contatto la
+/// fingerprint SHA-256 del certificato del server viene salvata; ai successivi
+/// viene confrontata. Se cambia, la connessione va rifiutata e l'utente può
+/// sbloccare con un reset esplicito (caso tipico: server self-signed rinnovato).
+/// </summary>
+public sealed class CertificatePinStore(string filePath)
+{
+    private readonly object _lock = new();
+
+    public static string Fingerprint(X509Certificate certificate) =>
+        Convert.ToHexString(SHA256.HashData(certificate.GetRawCertData())).ToLowerInvariant();
+
+    /// <summary>
+    /// Verifica TOFU: true se il certificato è quello già visto (o se è il primo
+    /// contatto, nel qual caso viene salvato). False = certificato cambiato.
+    /// </summary>
+    public bool VerifyOrPin(string host, int port, X509Certificate certificate)
+    {
+        var key = $"{host}:{port}";
+        var fingerprint = Fingerprint(certificate);
+        lock (_lock)
+        {
+            var pins = Load();
+            if (pins.TryGetValue(key, out var pinned))
+                return pinned == fingerprint;
+            pins[key] = fingerprint;
+            Save(pins);
+            return true;
+        }
+    }
+
+    /// <summary>Reset del certificato salvato per un server ("reset certificati SSL", §9).</summary>
+    public bool Reset(string host, int port)
+    {
+        lock (_lock)
+        {
+            var pins = Load();
+            if (!pins.Remove($"{host}:{port}"))
+                return false;
+            Save(pins);
+            return true;
+        }
+    }
+
+    public void ResetAll()
+    {
+        lock (_lock)
+        {
+            if (File.Exists(filePath))
+                File.Delete(filePath);
+        }
+    }
+
+    private Dictionary<string, string> Load() =>
+        File.Exists(filePath)
+            ? JsonSerializer.Deserialize<Dictionary<string, string>>(File.ReadAllText(filePath)) ?? []
+            : [];
+
+    private void Save(Dictionary<string, string> pins)
+    {
+        Directory.CreateDirectory(Path.GetDirectoryName(filePath)!);
+        File.WriteAllText(filePath, JsonSerializer.Serialize(pins,
+            new JsonSerializerOptions { WriteIndented = true }));
+    }
+}
diff --git a/src/Core/Net/ElectrumApi.cs b/src/Core/Net/ElectrumApi.cs
new file mode 100644
index 0000000..9098696
--- /dev/null
+++ b/src/Core/Net/ElectrumApi.cs
@@ -0,0 +1,111 @@
+using System.Text.Json;
+
+namespace PalladiumWallet.Core.Net;
+
+/// <summary>Voce di storico di uno scripthash (blockchain.scripthash.get_history).</summary>
+public readonly record struct HistoryItem(string TxHash, int Height, long FeeSats);
+
+/// <summary>UTXO riportato dal server (blockchain.scripthash.listunspent).</summary>
+public readonly record struct UnspentItem(string TxHash, int TxPos, long ValueSats, int Height);
+
+/// <summary>Prova di Merkle (blockchain.transaction.get_merkle).</summary>
+public sealed record MerkleProofResponse(int BlockHeight, int Pos, IReadOnlyList<string> Merkle);
+
+/// <summary>Tip della catena notificato da blockchain.headers.subscribe.</summary>
+public readonly record struct ChainTip(int Height, string HeaderHex);
+
+/// <summary>
+/// Helper tipizzati sui metodi del protocollo (blueprint §10), sopra il
+/// trasporto JSON-RPC generico di <see cref="ElectrumClient"/>.
+/// </summary>
+public static class ElectrumApi
+{
+    public static async Task<ChainTip> SubscribeHeadersAsync(this ElectrumClient c, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.headers.subscribe", ct);
+        return new ChainTip(r.GetProperty("height").GetInt32(), r.GetProperty("hex").GetString()!);
+    }
+
+    /// <summary>Status corrente dello scripthash (null = mai usato).</summary>
+    public static async Task<string?> SubscribeScripthashAsync(this ElectrumClient c, string scripthash,
+        CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.scripthash.subscribe", ct, scripthash);
+        return r.ValueKind == JsonValueKind.Null ? null : r.GetString();
+    }
+
+    public static async Task<IReadOnlyList<HistoryItem>> GetHistoryAsync(this ElectrumClient c,
+        string scripthash, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.scripthash.get_history", ct, scripthash);
+        return [.. r.EnumerateArray().Select(e => new HistoryItem(
+            e.GetProperty("tx_hash").GetString()!,
+            e.GetProperty("height").GetInt32(),
+            e.TryGetProperty("fee", out var fee) ? fee.GetInt64() : 0))];
+    }
+
+    public static async Task<IReadOnlyList<UnspentItem>> ListUnspentAsync(this ElectrumClient c,
+        string scripthash, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.scripthash.listunspent", ct, scripthash);
+        return [.. r.EnumerateArray().Select(e => new UnspentItem(
+            e.GetProperty("tx_hash").GetString()!,
+            e.GetProperty("tx_pos").GetInt32(),
+            e.GetProperty("value").GetInt64(),
+            e.GetProperty("height").GetInt32()))];
+    }
+
+    public static async Task<string> GetTransactionAsync(this ElectrumClient c, string txid,
+        CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.transaction.get", ct, txid);
+        return r.GetString()!;
+    }
+
+    public static async Task<MerkleProofResponse> GetMerkleAsync(this ElectrumClient c, string txid,
+        int height, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.transaction.get_merkle", ct, txid, height);
+        return new MerkleProofResponse(
+            r.GetProperty("block_height").GetInt32(),
+            r.GetProperty("pos").GetInt32(),
+            [.. r.GetProperty("merkle").EnumerateArray().Select(m => m.GetString()!)]);
+    }
+
+    public static async Task<string> GetBlockHeaderAsync(this ElectrumClient c, int height,
+        CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.block.header", ct, height);
+        return r.GetString()!;
+    }
+
+    public static async Task<string> BroadcastAsync(this ElectrumClient c, string rawTxHex,
+        CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.transaction.broadcast", ct, rawTxHex);
+        return r.GetString()!;
+    }
+
+    /// <summary>Fee stimata in coin/kB per il target dato; -1 se il server non sa stimare.</summary>
+    public static async Task<decimal> EstimateFeeAsync(this ElectrumClient c, int targetBlocks,
+        CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.estimatefee", ct, targetBlocks);
+        return r.GetDecimal();
+    }
+
+    public static async Task<decimal> RelayFeeAsync(this ElectrumClient c, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("blockchain.relayfee", ct);
+        return r.GetDecimal();
+    }
+
+    public static async Task<string> BannerAsync(this ElectrumClient c, CancellationToken ct = default)
+    {
+        var r = await c.RequestAsync("server.banner", ct);
+        return r.GetString()!;
+    }
+
+    public static Task PingAsync(this ElectrumClient c, CancellationToken ct = default) =>
+        c.RequestAsync("server.ping", ct);
+}
diff --git a/src/Core/Net/ElectrumClient.cs b/src/Core/Net/ElectrumClient.cs
new file mode 100644
index 0000000..674e88b
--- /dev/null
+++ b/src/Core/Net/ElectrumClient.cs
@@ -0,0 +1,196 @@
+using System.Collections.Concurrent;
+using System.Net.Security;
+using System.Net.Sockets;
+using System.Text;
+using System.Text.Json;
+
+namespace PalladiumWallet.Core.Net;
+
+/// <summary>
+/// Client del protocollo del server di indicizzazione (blueprint §10):
+/// JSON-RPC 2.0 newline-delimited su TCP, opzionalmente TLS con pinning TOFU.
+/// Le notifiche (subscription) arrivano sull'evento <see cref="NotificationReceived"/>.
+/// </summary>
+public sealed class ElectrumClient : IAsyncDisposable
+{
+    public const string ClientName = "PalladiumWallet";
+    public const string ProtocolVersion = "1.4";
+
+    private readonly TcpClient _tcp;
+    private readonly Stream _stream;
+    private readonly SemaphoreSlim _writeLock = new(1, 1);
+    private readonly ConcurrentDictionary<long, TaskCompletionSource<JsonElement>> _pending = new();
+    private readonly CancellationTokenSource _cts = new();
+    private readonly Task _readLoop;
+    private long _nextId;
+
+    public string Host { get; }
+    public int Port { get; }
+    public bool UseSsl { get; }
+    public bool IsConnected => _tcp.Connected && !_cts.IsCancellationRequested;
+
+    /// <summary>(metodo, parametri) per le notifiche di subscription.</summary>
+    public event Action<string, JsonElement>? NotificationReceived;
+
+    /// <summary>Scatta quando la connessione cade (errore di lettura o chiusura remota).</summary>
+    public event Action<Exception?>? Disconnected;
+
+    private ElectrumClient(TcpClient tcp, Stream stream, string host, int port, bool useSsl)
+    {
+        _tcp = tcp;
+        _stream = stream;
+        Host = host;
+        Port = port;
+        UseSsl = useSsl;
+        _readLoop = Task.Run(ReadLoopAsync);
+    }
+
+    /// <summary>
+    /// Connette al server. Con <paramref name="useSsl"/> la validazione del
+    /// certificato è TOFU tramite <paramref name="pins"/> (§9): primo contatto
+    /// salva, contatti successivi confrontano; mismatch ⇒ <see cref="CertificatePinMismatchException"/>.
+    /// </summary>
+    public static async Task<ElectrumClient> ConnectAsync(string host, int port, bool useSsl,
+        CertificatePinStore? pins = null, CancellationToken ct = default)
+    {
+        var tcp = new TcpClient();
+        try
+        {
+            await tcp.ConnectAsync(host, port, ct);
+            Stream stream = tcp.GetStream();
+            if (useSsl)
+            {
+                var pinOk = true;
+                var ssl = new SslStream(stream, leaveInnerStreamOpen: false,
+                    (_, cert, _, _) =>
+                    {
+                        // I server Electrum sono tipicamente self-signed: la
+                        // fiducia è il pin TOFU, non la catena CA (§9).
+                        if (cert is null)
+                            return false;
+                        pinOk = pins is null || pins.VerifyOrPin(host, port, cert);
+                        return pinOk;
+                    });
+                try
+                {
+                    await ssl.AuthenticateAsClientAsync(
+                        new SslClientAuthenticationOptions { TargetHost = host }, ct);
+                }
+                catch (System.Security.Authentication.AuthenticationException) when (!pinOk)
+                {
+                    throw new CertificatePinMismatchException(host, port);
+                }
+                stream = ssl;
+            }
+
+            var client = new ElectrumClient(tcp, stream, host, port, useSsl);
+            // Negoziazione obbligatoria prima di ogni altra richiesta.
+            await client.RequestAsync("server.version", ct, ClientName, ProtocolVersion);
+            return client;
+        }
+        catch
+        {
+            tcp.Dispose();
+            throw;
+        }
+    }
+
+    public async Task<JsonElement> RequestAsync(string method, CancellationToken ct = default,
+        params object?[] parameters)
+    {
+        var id = Interlocked.Increment(ref _nextId);
+        var tcs = new TaskCompletionSource<JsonElement>(TaskCreationOptions.RunContinuationsAsynchronously);
+        _pending[id] = tcs;
+
+        var payload = JsonSerializer.SerializeToUtf8Bytes(new
+        {
+            jsonrpc = "2.0",
+            id,
+            method,
+            @params = parameters,
+        });
+
+        await _writeLock.WaitAsync(ct);
+        try
+        {
+            await _stream.WriteAsync(payload, ct);
+            await _stream.WriteAsync("\n"u8.ToArray(), ct);
+            await _stream.FlushAsync(ct);
+        }
+        finally
+        {
+            _writeLock.Release();
+        }
+
+        await using var registration = ct.Register(() => tcs.TrySetCanceled(ct));
+        return await tcs.Task;
+    }
+
+    private async Task ReadLoopAsync()
+    {
+        Exception? failure = null;
+        try
+        {
+            using var reader = new StreamReader(_stream, Encoding.UTF8, leaveOpen: true);
+            while (!_cts.IsCancellationRequested)
+            {
+                var line = await reader.ReadLineAsync(_cts.Token);
+                if (line is null)
+                    break; // chiusura remota
+                if (string.IsNullOrWhiteSpace(line))
+                    continue;
+
+                using var doc = JsonDocument.Parse(line);
+                var root = doc.RootElement;
+
+                if (root.TryGetProperty("id", out var idEl) && idEl.ValueKind == JsonValueKind.Number)
+                {
+                    if (!_pending.TryRemove(idEl.GetInt64(), out var tcs))
+                        continue;
+                    if (root.TryGetProperty("error", out var error) && error.ValueKind != JsonValueKind.Null)
+                        tcs.TrySetException(new ElectrumServerException(error.ToString()));
+                    else
+                        tcs.TrySetResult(root.GetProperty("result").Clone());
+                }
+                else if (root.TryGetProperty("method", out var methodEl))
+                {
+                    NotificationReceived?.Invoke(
+                        methodEl.GetString()!,
+                        root.GetProperty("params").Clone());
+                }
+            }
+        }
+        catch (OperationCanceledException) { }
+        catch (Exception ex)
+        {
+            failure = ex;
+        }
+        finally
+        {
+            foreach (var (_, tcs) in _pending)
+                tcs.TrySetException(failure ?? new IOException("Connessione al server chiusa."));
+            _pending.Clear();
+            Disconnected?.Invoke(failure);
+        }
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _cts.CancelAsync();
+        _tcp.Close();
+        try { await _readLoop; } catch { /* in chiusura */ }
+        _cts.Dispose();
+        _writeLock.Dispose();
+    }
+}
+
+/// <summary>Errore restituito dal server (campo "error" della risposta JSON-RPC).</summary>
+public sealed class ElectrumServerException(string error) : Exception(error);
+
+/// <summary>
+/// Il certificato del server è cambiato rispetto a quello salvato (TOFU, §9).
+/// Si sblocca con il reset esplicito dei certificati.
+/// </summary>
+public sealed class CertificatePinMismatchException(string host, int port) : Exception(
+    $"Il certificato TLS di {host}:{port} è cambiato rispetto a quello salvato. " +
+    "Se il server ha rinnovato il certificato, esegui il reset dei certificati SSL.");