chore(release): bump version to 0.9.1

Fills in the CHANGELOG.md entry for the test-suite expansion and bug fixes
since 0.9.0 (see previous commits), and bumps <Version>/versionCode across
the App and Android head csproj files ahead of the tag.

.github/ISSUE_TEMPLATE/bug_report.yml

@@ -0,0 +1,80 @@
+name: Bug Report
+description: Report a problem with Palladium Wallet
+labels: ["bug"]
+body:
+  - type: markdown
+    attributes:
+      value: |
+        Thanks for taking the time to report a bug.
+        Please fill in every section — incomplete reports are hard to reproduce and may be closed.
+
+  - type: input
+    id: version
+    attributes:
+      label: Wallet version
+      description: Shown in Help → Info (e.g. `1.0.0`).
+      placeholder: "1.0.0"
+    validations:
+      required: true
+
+  - type: dropdown
+    id: platform
+    attributes:
+      label: Platform
+      options:
+        - Windows
+        - Linux
+        - Android
+    validations:
+      required: true
+
+  - type: textarea
+    id: description
+    attributes:
+      label: What happened?
+      description: Describe the bug clearly and concisely. What did you see? What did you expect?
+      placeholder: "When I click … the wallet shows … instead of …"
+    validations:
+      required: true
+
+  - type: textarea
+    id: steps
+    attributes:
+      label: Steps to reproduce
+      description: Numbered steps that reliably trigger the bug.
+      placeholder: |
+        1. Open the wallet
+        2. Go to …
+        3. Click …
+        4. Observe …
+    validations:
+      required: true
+
+  - type: textarea
+    id: expected
+    attributes:
+      label: Expected behavior
+      description: What should have happened instead?
+    validations:
+      required: true
+
+  - type: textarea
+    id: logs
+    attributes:
+      label: Logs / error messages
+      description: |
+        Paste any error dialogs, crash messages, or stack traces.
+        Leave blank if none.
+      render: text
+    validations:
+      required: false
+
+  - type: checkboxes
+    id: checklist
+    attributes:
+      label: Before submitting
+      options:
+        - label: I searched existing issues and this is not a duplicate
+          required: true
+        - label: I reproduced this on the latest available version
+          required: false

.github/ISSUE_TEMPLATE/config.yml

@@ -0,0 +1,5 @@
+blank_issues_enabled: false
+contact_links:
+  - name: Security vulnerability
+    url: https://github.com/davide3011/PalladiumWallet/security/policy
+    about: Please report security vulnerabilities privately, not as a public issue. See SECURITY.md.

.github/ISSUE_TEMPLATE/feature_request.yml

@@ -0,0 +1,55 @@
+name: Feature Request
+description: Suggest an idea or improvement for Palladium Wallet
+labels: ["enhancement"]
+body:
+  - type: markdown
+    attributes:
+      value: |
+        Thanks for taking the time to suggest an improvement.
+
+  - type: textarea
+    id: problem
+    attributes:
+      label: Problem
+      description: What problem are you trying to solve? Is it related to something you find missing or frustrating?
+      placeholder: "I'm always frustrated when …"
+    validations:
+      required: true
+
+  - type: textarea
+    id: solution
+    attributes:
+      label: Proposed solution
+      description: Describe what you'd like to happen.
+    validations:
+      required: true
+
+  - type: textarea
+    id: alternatives
+    attributes:
+      label: Alternatives considered
+      description: Any alternative solutions or workarounds you've considered.
+    validations:
+      required: false
+
+  - type: dropdown
+    id: platform
+    attributes:
+      label: Affected platform(s)
+      multiple: true
+      options:
+        - Windows
+        - Linux
+        - Android
+        - CLI
+        - All
+    validations:
+      required: false
+
+  - type: checkboxes
+    id: checklist
+    attributes:
+      label: Before submitting
+      options:
+        - label: I searched existing issues and this is not a duplicate
+          required: true

.github/PULL_REQUEST_TEMPLATE.md

@@ -0,0 +1,26 @@
+## Summary
+
+<!-- What does this PR change and why? -->
+
+## Related issue
+
+<!-- Closes #... (if applicable) -->
+
+## Type of change
+
+- [ ] Bug fix
+- [ ] New feature
+- [ ] Refactor / cleanup
+- [ ] Documentation
+- [ ] Build / CI
+
+## Testing
+
+<!-- How was this verified? e.g. `dotnet test`, manual run on Windows/Linux/Android, golden-vector comparison -->
+
+## Checklist
+
+- [ ] `dotnet test` passes
+- [ ] No seed/private key material logged or persisted in plaintext (if touching Crypto/Wallet/Storage)
+- [ ] Server responses still validated with Merkle + checkpoints (if touching Spv/Net)
+- [ ] Code/comments/commit messages are in English

.gitignore

@@ -74,6 +74,8 @@ temp/
 *.key
 *.pfx
 *.p12
+*.keystore
+*.jks
 secrets/
 
 # Wallet data and local runtime state

AGENTS.md

@@ -29,6 +29,7 @@ src/App/          shared Avalonia UI library (App, Views, ViewModels, Loc, Asset
 src/App.Desktop/  desktop head (WinExe): Program.cs, app.manifest, .ico -> runnable
 src/App.Android/  Android head (net10.0-android): MainApplication/MainActivity -> apk
 src/Cli/          CLI on the same Core            tests/   xUnit
+docker/           reproducible release builds (build.sh + pinned Dockerfiles) -> dist/
 ```
 
 The Avalonia UI lives **once** in `src/App` (a library); the two heads only carry the
@@ -43,11 +44,12 @@ by `MainWindow` on desktop and as the single-view root on Android.
 `export PATH="$HOME/.dotnet10:$PATH" DOTNET_ROOT="$HOME/.dotnet10"`.
 
 - Build: `dotnet build`
-- Tests (headless, the primary verification layer): `dotnet test` -- single: `dotnet test --filter "FullyQualifiedName~TestName"`; property-based tests (CsCheck, `PropertyTests.cs`) run in the same command and take ~30 s
+- Tests (headless, the primary verification layer): `dotnet test` -- single: `dotnet test --filter "FullyQualifiedName~TestName"`; property-based tests (CsCheck, `PropertyTests.cs`) run in the same command and take ~30 s; coverage: `dotnet test tests/PalladiumWallet.Tests --collect:"XPlat Code Coverage"` (coverlet, Cobertura XML). Network/SPV code (`ElectrumClient`, `WalletSynchronizer`, `TransactionInspector`, TOFU pinning) is tested against the in-process fake ElectrumX server in `tests/PalladiumWallet.Tests/Net/FakeElectrumServer.cs` (loopback TCP + optional TLS, per-method handlers, call counters): extend that, don't mock the client -- it isn't an interface, by design.
 - GUI hot reload: `dotnet watch --project src/App.Desktop` (on WSL2/WSLg the window shows on the Windows desktop, no graphics dependencies to install)
 - CLI: `dotnet run --project src/Cli -- <command>` (no args -> usage)
-- Windows publish: `dotnet publish src/App.Desktop -r win-x64 -p:PublishSingleFile=true --self-contained`
+- **Release binaries (all 3 targets): `./docker/build.sh [windows|linux|android|all]`** -- reproducible builds in Docker (toolchain pinned in `docker/Dockerfile.*`, no SDK needed on host), artifacts in `dist/`, version taken from the App csproj. See `docker/README.md`. Gotchas already encoded there: single-file desktop publishes need `-p:IncludeNativeLibrariesForSelfExtract=true` (without it Avalonia's native libs -- Skia/HarfBuzz/ANGLE -- stay outside the exe, which then silently fails to start); the android workload dictates the SDK API level (error XA5207 -> bump `ANDROID_SDK_PLATFORM` in `Dockerfile.android`). Android release builds need a persistent signing keystore, generated once with `docker/keystore/generate-keystore.sh` (never committed -- see `docker/keystore/README.md`): without it every build gets a different random signature and users must uninstall the old app to receive an update instead of updating in place.
-- Linux publish: `dotnet publish src/App.Desktop -r linux-x64 --self-contained` (then AppImage via PupNet Deploy)
+- Manual Windows publish: `dotnet publish src/App.Desktop -r win-x64 -p:PublishSingleFile=true -p:IncludeNativeLibrariesForSelfExtract=true --self-contained`
+- Manual Linux publish: same with `-r linux-x64` (single-file binary; AppImage via PupNet Deploy is a future step, no pupnet.conf yet)
 
 **Android (apk).** Needs the `android` workload (`dotnet workload install android`), a JDK
 (`JAVA_HOME`), and the Android SDK. To provision the SDK once:
@@ -82,3 +84,4 @@ Note: a plain `dotnet build` at the solution level needs the Android SDK path fo
 
 - **Cross-implementation tests:** compare addresses, txids, and PSBTs against a reference wallet (golden vectors). A different address or txid is a blocking bug.
 - **Security:** seed and private keys never in plaintext on disk/logs/network; every server response validated with Merkle + checkpoints; watch-only truly read-only.
+- **Releases:** whenever a new version tag is created (bumping `<Version>` in `src/App/PalladiumWallet.App.csproj`), update `CHANGELOG.md` with an entry for that version before/with the tag -- it's the technical record of what shipped, not optional bookkeeping.

CHANGELOG.md

@@ -0,0 +1,204 @@
+# Changelog
+
+Technical changelog for PalladiumWallet. Format loosely follows
+[Keep a Changelog](https://keepachangelog.com/en/1.0.0/); entries are grouped
+by subsystem rather than strictly by date, since `0.9.0` is the first
+release and covers the full history from the initial commit.
+
+## [0.9.1] — 2026-07-02
+
+### Testing
+
+- Test suite expanded from 239 to 307 tests; `Core` line coverage raised
+  from ~50% to ~92% (branch coverage from ~41% to ~79%).
+- In-process fake ElectrumX server (`tests/.../Net/FakeElectrumServer.cs`):
+  a real loopback TCP socket speaking newline-delimited JSON-RPC 2.0,
+  optionally TLS with a self-signed certificate, with per-method handlers
+  and call counters — exercises the network stack against real socket code
+  instead of mocks.
+- New end-to-end coverage for previously untested network/SPV code:
+  `ElectrumClient` (request pipelining, error mapping, notifications,
+  disconnection, cancellation, TLS/TOFU handshake), `WalletSynchronizer`
+  (gap-limit scanning, UTXO/history reconstruction, unconfirmed/immature
+  balances, busy-retry, disk-cache reuse, and the security-critical path
+  where a lying server fails Merkle verification and the sync aborts),
+  `TransactionInspector` (fee calculation, mine/theirs attribution, RBF,
+  coinbase handling), `CertificatePinStore` (TOFU pin/match/mismatch/reset),
+  `ServerRegistry` peer discovery, and `UpdateChecker` tag parsing.
+- `TransactionFactory`: added coverage for legacy/P2SH/segwit destinations,
+  multi-UTXO selection, dust change absorbed into the fee, and a golden
+  txid anchoring the PSBT signing path (deterministic via RFC 6979).
+- Property-based tests extended: SLIP-132 roundtrip for every script kind
+  and network, `WalletDocument` JSON roundtrip with arbitrary
+  labels/contacts, `Scripthash` cross-checked against an independent
+  SHA-256 computation.
+- `update-version.sh`: single script to bump the version across the project
+  ahead of a release tag.
+
+### Fixed
+
+- `CertificatePinStore.Load`: a corrupted pin file threw and blocked every
+  SSL connection until the user manually deleted it; now falls back to
+  first-contact TOFU, same as `ServerRegistry` already did for its own file.
+- `EncryptedFile.IsEncrypted`: threw on valid JSON with a non-object root
+  (e.g. a bare number or array) or on invalid UTF-16 input, instead of
+  returning `false`. Both bugs were found by the expanded property tests.
+
+### Documentation
+
+- `README.md`: "Running tests" section rewritten with a per-area coverage
+  table, the coverage-measurement command, and a description of the fake
+  ElectrumX server.
+- `CLAUDE.md`/`AGENTS.md` kept in sync, pointing future work at extending
+  the fake ElectrumX server instead of mocking `ElectrumClient` (not an
+  interface, by design).
+
+## [0.9.0] — 2026-07-02
+
+First release. SPV wallet (Sparrow-style) for the Palladium (PLM) network —
+Bitcoin-derived UTXO chain — targeting desktop (Windows/Linux) and Android
+from a single Avalonia UI codebase on .NET 10 + NBitcoin.
+
+### Core — Chain
+
+- Network profiles and consensus constants centralized in `Core/Chain`
+  (`ChainProfiles`/`PalladiumNetworks`): address prefixes, BIP32 headers,
+  bech32 HRP, genesis, ports, `coin_type` 746 — selectable per network
+  (mainnet/testnet/regtest), no scattered magic numbers.
+- LWMA difficulty / 2-minute blocks: SPV cannot recompute LWMA retargeting,
+  so PoW validation is skipped and trust is anchored to hardcoded
+  checkpoints instead.
+
+### Core — Crypto
+
+- HD key derivation: BIP32/39/84, HD accounts, SLIP-132 extended key
+  serialization.
+- Address types: P2PKH, P2SH-P2WPKH, and P2TR (Taproot/BIP86).
+- `IWalletAccount` abstraction with WIF/xpub/xprv keystore import (including
+  watch-only accounts from public material only).
+
+### Core — Net
+
+- Custom `ElectrumClient`: JSON-RPC 2.0 client for the ElectrumX-like
+  indexing server, with TLS support and TOFU certificate pinning.
+- `ServerRegistry`: bootstrap server list, peer discovery, persisted last-used
+  server, fallback resolution for `--server`.
+- Batched writes, zero-allocation reads, bounded in-flight requests for
+  network throughput.
+- Fix: allow changing the indexing server at any time, including during an
+  active sync.
+
+### Core — Spv
+
+- Header sync with Merkle proof verification and scripthash subscriptions
+  against hardcoded checkpoints (no full PoW recomputation, per the chain
+  profile above).
+- Per-address balance and transaction-count aggregation in sync results.
+- Electrum-style continuous updates: incremental, parallelized sync across
+  address chains, with a persistent header cache.
+- Fix: resilient sync — history discovery via `GetHistory`, transaction
+  caching, automatic reconnect fallback.
+
+### Core — Storage
+
+- Versioned, encrypted JSON wallet file (`WalletDocument`) with dedicated
+  persistence and loader layer.
+- `WalletLock`: prevents concurrent access to the same wallet file; acquired
+  before load and before close (fixed a race where it wasn't).
+- XDG-compliant data paths (`AppPaths`) with per-platform override seam used
+  by the Android head; English as default UI language.
+- Contacts list (name + address) persisted in `WalletDocument`.
+- Documented caveat: `WalletStore.Save` writes plaintext JSON when the
+  wallet is unencrypted — seed/keys are only ever encrypted-at-rest when the
+  user opts into a password.
+
+### Core — Wallet
+
+- Coin selection, PSBT-centric transaction factory, and wallet loader.
+- Confirmation-threshold enforcement before spending UTXOs; immature
+  (coinbase) balance surfaced separately from confirmed balance; pending
+  mempool balance shown, with unconfirmed UTXOs excluded from spending by
+  default.
+- Fix: reject amounts with sub-satoshi precision.
+
+### App — Avalonia UI (shared, `src/App`)
+
+- Single shared `MainView` (UserControl) hosted by `MainWindow` on desktop
+  and as the single-view root on Android; single `MainWindowViewModel`
+  (CommunityToolkit.Mvvm), later split into partial files by area
+  (Wizard/Settings/Sync/Send/Contacts/Receive/...).
+- Step-by-step setup wizard (replacing a single-form panel), including a
+  first-run data-location step, multi-wallet chooser, confirm-password and
+  encrypt toggle, and dedicated flows for creating a wallet vs. importing
+  from xpub/xprv/WIF.
+- In-app overlay pattern for details/settings/help (`IsXxxOpen` flags, no OS
+  windows) replacing earlier nested submenus and a separate
+  `AddressInfoWindow`: server settings, app settings (language/unit),
+  wallet info (xpub, password-gated seed reveal), address detail
+  (password-gated private key reveal), transaction detail with full
+  on-chain data (inputs/outputs, no truncation), and a Help overlay
+  (Info/Donate tabs).
+- Connection-status indicator in the bottom bar; connect-before-wallet-open
+  flow; persisted last-used server; server discovery split into its own
+  always-usable button; mainnet hardcoded (network selector removed for the
+  first release).
+- Localization: `Loc` key → 6-language dictionary (it/en/es/fr/pt/de) with
+  live language switching.
+- Receive: QR code generation and copy-to-clipboard for the receive address.
+- Android: QR code scanner for the Send address field.
+- Centralized design system (color tokens, gradient hero, SVG tab icons);
+  responsive layout for portrait mobile, unified tab bar (desktop +
+  mobile), two-column desktop layout for Send/Receive; various mobile-only
+  fixes (tab bar sizing/indicator overlap, text overflow, full-screen server
+  overlay on mobile).
+- App version shown in window title and Help overlay, read from the single
+  `<Version>` source in the App csproj.
+- In-app update check: compares the running version against the latest
+  GitHub release tag on startup and shows an overlay with the new tag when
+  one is available (best-effort — silent on network/parse failure).
+- In-app bug-report button (Help overlay) opening a pre-filled GitHub issue
+  template; issue/PR templates completed.
+
+### Android head (`src/App.Android`)
+
+- Architecture split: shared UI library (`src/App`) + `src/App.Desktop` +
+  `src/App.Android` heads from the same source (`refactor(arch)`), each
+  carrying only the per-platform entry point and packages.
+- App logo as launcher icon.
+- Persistent release-signing keystore workflow
+  (`docker/keystore/generate-keystore.sh`, git-ignored output): every
+  release APK is signed with the same key so installing a newer build
+  updates a previous install in place instead of requiring an uninstall.
+  `versionCode` derived from `<Version>` instead of a fixed constant.
+
+### CLI (`src/Cli`)
+
+- Commands: `create`/`restore`/`restore-xpub`/`info`,
+  `sync`/`send`/`servers`/`reset-certs`, `newseed`/`addresses`.
+- `servers` command, `info --addresses`, and registry-based fallback
+  resolution for `--server`.
+
+### Build & Distribution
+
+- Docker-based reproducible build system (`docker/build.sh` +
+  `docker/Dockerfile.*`): pinned toolchain (.NET 10 SDK, JDK, Android SDK),
+  builds Windows/Linux single-file executables and a signed Android APK
+  without any SDK installed on the host.
+- Android release signing wired into `build_android` (see Android head
+  above): requires the persistent keystore, prompts for its passwords at
+  build time, mounts it read-only into the build container.
+
+### Testing
+
+- Unit test coverage across all Core modules, later expanded to 209 tests.
+- Property-based tests via CsCheck (`PropertyTests.cs`), bringing total
+  coverage to 218 tests; dedicated `WalletLock` concurrency tests.
+
+### Documentation
+
+- `README.md` (project overview, quickstart, reproducible builds), `CLAUDE.md`
+  (codebase guidance for AI tooling, kept in sync with the multi-head
+  architecture and .NET 10 migration), `SECURITY.md` (threat model and SPV
+  trust assumptions), coding-agent guide.
+- Code comments translated to English project-wide, per the language policy
+  (Italian conversation, English code/docs).

CLAUDE.md

@@ -29,6 +29,7 @@ src/App/          shared Avalonia UI library (App, Views, ViewModels, Loc, Asset
 src/App.Desktop/  desktop head (WinExe): Program.cs, app.manifest, .ico → runnable
 src/App.Android/  Android head (net10.0-android): MainApplication/MainActivity → apk
 src/Cli/          CLI on the same Core            tests/   xUnit
+docker/           reproducible release builds (build.sh + pinned Dockerfiles) → dist/
 ```
 
 The Avalonia UI lives **once** in `src/App` (a library); the two heads only carry the
@@ -43,11 +44,12 @@ by `MainWindow` on desktop and as the single-view root on Android.
 `export PATH="$HOME/.dotnet10:$PATH" DOTNET_ROOT="$HOME/.dotnet10"`.
 
 - Build: `dotnet build`
-- Tests (headless, the primary verification layer): `dotnet test` — single: `dotnet test --filter "FullyQualifiedName~TestName"`; property-based tests (CsCheck, `PropertyTests.cs`) run in the same command and take ~30 s
+- Tests (headless, the primary verification layer): `dotnet test` — single: `dotnet test --filter "FullyQualifiedName~TestName"`; property-based tests (CsCheck, `PropertyTests.cs`) run in the same command and take ~30 s; coverage: `dotnet test tests/PalladiumWallet.Tests --collect:"XPlat Code Coverage"` (coverlet, Cobertura XML). Network/SPV code (`ElectrumClient`, `WalletSynchronizer`, `TransactionInspector`, TOFU pinning) is tested against the in-process fake ElectrumX server in `tests/PalladiumWallet.Tests/Net/FakeElectrumServer.cs` (loopback TCP + optional TLS, per-method handlers, call counters): extend that, don't mock the client — it isn't an interface, by design.
 - GUI hot reload: `dotnet watch --project src/App.Desktop` (on WSL2/WSLg the window shows on the Windows desktop, no graphics dependencies to install)
 - CLI: `dotnet run --project src/Cli -- <command>` (no args → usage)
-- Windows publish: `dotnet publish src/App.Desktop -r win-x64 -p:PublishSingleFile=true --self-contained`
+- **Release binaries (all 3 targets): `./docker/build.sh [windows|linux|android|all]`** — reproducible builds in Docker (toolchain pinned in `docker/Dockerfile.*`, no SDK needed on host), artifacts in `dist/`, version taken from the App csproj. See `docker/README.md`. Gotchas already encoded there: single-file desktop publishes need `-p:IncludeNativeLibrariesForSelfExtract=true` (without it Avalonia's native libs — Skia/HarfBuzz/ANGLE — stay outside the exe, which then silently fails to start); the android workload dictates the SDK API level (error XA5207 → bump `ANDROID_SDK_PLATFORM` in `Dockerfile.android`). Android release builds need a persistent signing keystore, generated once with `docker/keystore/generate-keystore.sh` (never committed — see `docker/keystore/README.md`): without it every build gets a different random signature and users must uninstall the old app to receive an update instead of updating in place.
-- Linux publish: `dotnet publish src/App.Desktop -r linux-x64 --self-contained` (then AppImage via PupNet Deploy)
+- Manual Windows publish: `dotnet publish src/App.Desktop -r win-x64 -p:PublishSingleFile=true -p:IncludeNativeLibrariesForSelfExtract=true --self-contained`
+- Manual Linux publish: same with `-r linux-x64` (single-file binary; AppImage via PupNet Deploy is a future step, no pupnet.conf yet)
 
 **Android (apk).** Needs the `android` workload (`dotnet workload install android`), a JDK
 (`JAVA_HOME`), and the Android SDK. To provision the SDK once:
@@ -82,3 +84,4 @@ Note: a plain `dotnet build` at the solution level needs the Android SDK path fo
 
 - **Cross-implementation tests:** compare addresses, txids, and PSBTs against a reference wallet (golden vectors). A different address or txid is a blocking bug.
 - **Security:** seed and private keys never in plaintext on disk/logs/network; every server response validated with Merkle + checkpoints; watch-only truly read-only.
+- **Releases:** whenever a new version tag is created (bumping `<Version>` in `src/App/PalladiumWallet.App.csproj`), update `CHANGELOG.md` with an entry for that version before/with the tag — it's the technical record of what shipped, not optional bookkeeping.

README.md

@@ -139,14 +139,59 @@ Run only the tests in one project:
 dotnet test tests/PalladiumWallet.Tests
 ```
 
+Measure code coverage (the [coverlet](https://github.com/coverlet-coverage/coverlet) collector is already referenced; the report is a Cobertura XML under `TestResults/`):
+```bash
+dotnet test tests/PalladiumWallet.Tests --collect:"XPlat Code Coverage"
+```
+
 > Cross-implementation tests compare addresses, txids and PSBTs against reference golden vectors: a different address or txid is a blocking bug.
 
-The suite includes **property-based tests** ([CsCheck](https://github.com/AnthonyLloyd/CsCheck)) in `tests/PalladiumWallet.Tests/PropertyTests.cs`. These generate hundreds of random inputs per test and verify invariants that must hold universally — no crash on arbitrary strings, encrypt/decrypt roundtrip for any plaintext and password, every leaf in a randomly-built Merkle tree verifies against its root. They run automatically with `dotnet test` and take ~30 s.
+### What the suite covers
+
+The tests mirror the `Core` layout (`tests/PalladiumWallet.Tests/<area>/`):
+
+| Area | What is verified |
+|---|---|
+| `Chain/` | Network profiles (prefixes, ports, coin type 746, SLIP-132 headers), NBitcoin network registration |
+| `Crypto/` | BIP39 (official Trezor vectors, NFKD normalisation), BIP32/44/49/84/86 derivation against public golden vectors, SLIP-132 encode/decode, HD and imported-key accounts, watch-only isolation |
+| `Spv/` | Scripthash (vectors computed independently in Python), Merkle proofs (Bitcoin block 100000 + random trees), header parsing, and the full **`WalletSynchronizer`**: gap-limit scanning, UTXO/history reconstruction, unconfirmed/immature balances, busy-retry, disk-cache reuse — including the path where a lying server fails Merkle verification and the sync must abort |
+| `Net/` | JSON-RPC transport (pipelining, error mapping, notifications, disconnection, cancellation), typed protocol wrappers, peer discovery/persistence, TLS trust-on-first-use pinning end-to-end (pin, match, mismatch, reset), release-tag parsing |
+| `Storage/` | AES-GCM encryption (roundtrip, tampering, fresh salt/nonce), wallet document schema/versioning, atomic saves, single-instance lock, data paths |
+| `Wallet/` | Transaction building and signing (spendability rules, coinbase maturity, dust change, multi-UTXO selection, all standard destination types, watch-only PSBT flow, a golden txid for the PSBT signing path), transaction detail assembly (fees, mine/theirs attribution, RBF, coinbase), amount parsing/formatting |
+
+Network-facing code is tested against an **in-process fake ElectrumX server**
+(`tests/PalladiumWallet.Tests/Net/FakeElectrumServer.cs`): a real loopback TCP
+socket speaking newline-delimited JSON-RPC (optionally TLS with a self-signed
+certificate), with per-method handlers and call counters. Client, synchroniser
+and inspector therefore exercise the same code paths used in production —
+framing, retries, TLS pinning included — without any external dependency.
+
+The suite also includes **property-based tests** ([CsCheck](https://github.com/AnthonyLloyd/CsCheck)) in `tests/PalladiumWallet.Tests/PropertyTests.cs`. These generate hundreds of random inputs per test and verify invariants that must hold universally — no crash on arbitrary strings, encrypt/decrypt roundtrip for any plaintext and password, SLIP-132 key roundtrip for every script kind and network, every leaf in a randomly-built Merkle tree verifies against its root. They run automatically with `dotnet test` and take ~30 s.
 
 ---
 
 ## Building
 
+### Reproducible builds (Docker) — recommended for release binaries
+
+All three distribution targets (Windows exe, Linux binary, Android apk) can be
+built with one command inside Docker, with **no SDK installed on the host**:
+
+```bash
+./docker/build.sh          # interactive menu, or: ./docker/build.sh all
+```
+
+Why build this way: the whole toolchain is pinned in the Dockerfiles, so every
+build uses exactly the same SDK versions regardless of the host machine — no
+toolchain drift between releases — and the build environment itself is
+reviewable in the repo. For a wallet this is a trust property, not a
+convenience: anyone can rebuild the published binaries from source and check
+they were produced by the process the repository declares.
+
+See [docker/README.md](docker/README.md) for prerequisites, usage, how to run
+each produced artifact, and troubleshooting. The sections below cover manual
+builds with a locally installed SDK (the normal path during development).
+
 ### Development build
 
 ```bash
@@ -162,7 +207,10 @@ dotnet build src/App.Desktop              # desktop head only
 
 ```bash
 # Windows — single self-contained .exe (output: src/App.Desktop/bin/Release/net10.0/win-x64/publish/PalladiumWallet.exe)
-dotnet publish src/App.Desktop -c Release -r win-x64 -p:PublishSingleFile=true --self-contained
+# IncludeNativeLibrariesForSelfExtract embeds Avalonia's native libs (Skia, HarfBuzz, ANGLE):
+# without it they stay as separate DLLs and the .exe alone silently fails to start.
+dotnet publish src/App.Desktop -c Release -r win-x64 -p:PublishSingleFile=true \
+  -p:IncludeNativeLibrariesForSelfExtract=true --self-contained
 
 # Linux — self-contained; AppImage then produced with PupNet Deploy
 # (output: src/App.Desktop/bin/Release/net10.0/linux-x64/publish/PalladiumWallet)
@@ -195,8 +243,11 @@ The ABI restriction uses the `AbiArm64Only` flag, which is scoped to the Android
 command line, it leaks to the `net10.0` projects (`Core`/`App`) and breaks the build. (The legacy
 `AndroidSupportedAbis` property is deprecated and ignored.)
 
-(Set `ANDROID_HOME` to skip the `-p:AndroidSdkDirectory` flag.) Release signing with your own
+(Set `ANDROID_HOME` to skip the `-p:AndroidSdkDirectory` flag.) This debug apk is fine for personal
-keystore is not set up yet; the debug apk is fine for personal sideloading.
+sideloading, but debug builds are signed with a key regenerated per build machine/container, so a
+newer debug apk won't install over an older one without an uninstall first. For a stable signature
+across releases (needed to update an existing install in place), build via
+`./docker/build.sh android` instead — see [docker/keystore/README.md](docker/keystore/README.md).
 
 > **Verification status.** The default multi-ABI apk is verified running on the x86_64 emulator
 > (UI renders, connects to a server over TLS). The arm64-only apk builds correctly (41 MB,
@@ -309,6 +360,10 @@ The default wallet file is `~/.palladium-wallet/<network>/wallets/default.wallet
 
 ---
 
+## Changelog
+
+Technical, per-version changes are tracked in [CHANGELOG.md](CHANGELOG.md).
+
 ## License
 
 Released under the MIT License. See the [LICENSE](LICENSE) file.

docker/Dockerfile.android

@@ -0,0 +1,39 @@
+FROM mcr.microsoft.com/dotnet/sdk:10.0
+
+# ── Java (required by the Android SDK tools) ─────────────────────────────────
+RUN apt-get update && apt-get install -y --no-install-recommends \
+        openjdk-17-jdk-headless \
+        wget \
+        unzip \
+    && apt-get clean && rm -rf /var/lib/apt/lists/*
+
+ENV JAVA_HOME=/usr/lib/jvm/java-17-openjdk-amd64
+ENV ANDROID_HOME=/opt/android-sdk
+# .NET 10 android workload compiles against API level 36 (see error XA5207
+# if this drifts: the workload's Xamarin.Android.Tooling.targets dictates it).
+ENV ANDROID_SDK_PLATFORM=36
+ENV ANDROID_SDK_BUILD_TOOLS=36.0.0
+
+# ── Android command-line tools ────────────────────────────────────────────────
+# Pin the build number to a known-good release; update when Google breaks the URL.
+# Latest as of 2025: commandlinetools-linux-11076708_latest.zip (cmdline-tools 12.0)
+RUN mkdir -p "${ANDROID_HOME}/cmdline-tools" && \
+    wget -q "https://dl.google.com/android/repository/commandlinetools-linux-11076708_latest.zip" \
+         -O /tmp/cmdtools.zip && \
+    unzip -q /tmp/cmdtools.zip -d "${ANDROID_HOME}/cmdline-tools" && \
+    mv "${ANDROID_HOME}/cmdline-tools/cmdline-tools" "${ANDROID_HOME}/cmdline-tools/latest" && \
+    rm /tmp/cmdtools.zip
+
+ENV PATH="${JAVA_HOME}/bin:${ANDROID_HOME}/cmdline-tools/latest/bin:${ANDROID_HOME}/platform-tools:${PATH}"
+
+# ── Android SDK packages ──────────────────────────────────────────────────────
+RUN yes | sdkmanager --licenses > /dev/null && \
+    sdkmanager \
+        "platform-tools" \
+        "platforms;android-${ANDROID_SDK_PLATFORM}" \
+        "build-tools;${ANDROID_SDK_BUILD_TOOLS}"
+
+# ── dotnet android workload (~1 GB, baked into this layer) ───────────────────
+RUN dotnet workload install android
+
+WORKDIR /tmp/build

docker/Dockerfile.desktop

@@ -0,0 +1,11 @@
+FROM mcr.microsoft.com/dotnet/sdk:10.0
+
+# clang and zlib are required by the .NET SDK for native compilation steps
+# that occur even during managed cross-publish (win-x64 / linux-x64).
+RUN apt-get update && apt-get install -y --no-install-recommends \
+        clang \
+        zlib1g-dev \
+        libkrb5-dev \
+    && apt-get clean && rm -rf /var/lib/apt/lists/*
+
+WORKDIR /tmp/build

docker/README.md

@@ -0,0 +1,199 @@
+# PalladiumWallet — Reproducible Builds via Docker
+
+This folder builds all three distribution targets — **Windows**, **Linux**,
+**Android** — inside Docker containers. The entire toolchain (.NET 10 SDK,
+JDK, Android SDK, android workload) lives in the container images, pinned in
+the Dockerfiles, so:
+
+- **anyone can produce the official binaries** with a single command, on any
+  Linux machine, without installing any SDK on the host;
+- **the toolchain never drifts**: every build uses exactly the same SDK
+  versions, regardless of what is installed (or updated) on the host;
+- **the build environment is auditable**: the Dockerfiles in this folder are
+  the complete, reviewable definition of how release binaries are made — which
+  matters for a wallet, where users must be able to trust that the shipped
+  binary comes from the published source.
+
+> **Scope note:** this pins the *build environment*. Bit-for-bit identical
+> output across machines is a stronger property that .NET does not guarantee
+> by default (embedded timestamps, signing); if two builds of the same commit
+> differ, they differ only in those metadata, not in code.
+
+---
+
+## Prerequisites
+
+A Linux host (native, WSL2, or a VM) with **Docker Engine** installed and
+running. Nothing else — no .NET SDK, no JDK, no Android SDK.
+
+```bash
+# Check that Docker works:
+docker info
+```
+
+If Docker is missing, install it from <https://docs.docker.com/engine/install/>
+(or `sudo apt install docker.io` on Debian/Ubuntu). If `docker info` fails
+with a permission error, add yourself to the `docker` group and start a new
+shell:
+
+```bash
+sudo usermod -aG docker $USER
+```
+
+**Disk space:** ~2 GB for the desktop image, ~7 GB for the Android image
+(SDK + emulator-less toolchain). **First-run time:** the images are built
+automatically on first use — a few minutes for desktop, 10–20 minutes for
+Android (large downloads). Subsequent builds reuse the cached images and take
+well under a minute (desktop) / a few minutes (Android).
+
+**Android release signing:** before the first `android` build, generate the
+persistent signing keystore once — see [`keystore/README.md`](keystore/README.md):
+
+```bash
+./docker/keystore/generate-keystore.sh
+```
+
+Without it, `build_android` refuses to run — every APK must be signed with
+the same key so future releases can update a previous install in place.
+
+---
+
+## Quick start
+
+```bash
+# From the repository root (or from the docker/ folder — both work):
+./docker/build.sh
+```
+
+Running without arguments shows an interactive menu — pick a single target or
+`all`. Non-interactive usage:
+
+```
+./docker/build.sh [TARGET] [--rebuild]
+
+Targets:
+  windows   Win x64 single-file executable (native libs embedded)
+  linux     Linux x64 single-file binary (runs as-is, nothing to install)
+  android   Android APK (release-signed, prompts for keystore passwords)
+  all       All three targets
+
+Options:
+  --rebuild   Force rebuild of the Docker images (needed after editing a Dockerfile)
+```
+
+Examples:
+
+```bash
+./docker/build.sh all               # build everything
+./docker/build.sh windows           # Windows only
+./docker/build.sh android --rebuild # Android, rebuilding the image first
+```
+
+---
+
+## Output — and how to use each artifact
+
+All artifacts land in `dist/` at the repository root. The version number is
+read automatically from `<Version>` in `src/App/PalladiumWallet.App.csproj`.
+
+| Target  | Path                                             |
+|---------|--------------------------------------------------|
+| Windows | `dist/windows/PalladiumWallet-{ver}-win-x64.exe` |
+| Linux   | `dist/linux/PalladiumWallet-{ver}-linux-x64`     |
+| Android | `dist/android/PalladiumWallet-{ver}.apk`         |
+
+**Windows** — a single self-contained `.exe` (runtime and native libraries
+embedded). Copy it to any 64-bit Windows 10/11 machine and double-click.
+The first launch takes a few extra seconds (it unpacks native libraries to a
+per-user cache); later launches are normal. SmartScreen may warn because the
+binary is not code-signed — choose "Run anyway".
+
+**Linux** — a single self-contained binary, already executable. Copy and run:
+
+```bash
+./PalladiumWallet-{ver}-linux-x64
+```
+
+Works on any desktop distro with glibc, X11/Wayland and fontconfig (i.e.
+effectively all of them); no .NET or other packages to install. If you
+transfer it through a channel that strips permissions (e.g. a web download),
+restore the execute bit with `chmod +x`.
+
+**Android** — a release-signed APK for sideloading: transfer it to the phone
+and open it (enable "install from unknown sources" if prompted), or install
+via `adb install dist/android/PalladiumWallet-*.apk`. Supports Android 6.0+
+(API 23), arm64 phones and x86_64 emulators.
+
+> **Signature:** every APK is signed with the persistent keystore in
+> `docker/keystore/` (see [Prerequisites](#prerequisites)), so installing a
+> newer build over an existing one updates it in place — no uninstall, no
+> data loss. This only holds as long as every release keeps using that same
+> keystore file; see `docker/keystore/README.md` for the backup story.
+
+---
+
+## How it works
+
+### Docker images
+
+| Image               | Dockerfile           | Used for        | Size    |
+|---------------------|----------------------|-----------------|---------|
+| `plm-build-desktop` | `Dockerfile.desktop` | windows + linux | ~1.5 GB |
+| `plm-build-android` | `Dockerfile.android` | android         | ~5 GB   |
+
+Images are built automatically the first time a target needs them and reused
+afterwards. Use `--rebuild` only after modifying a Dockerfile.
+
+### Source isolation
+
+The repository is mounted **read-only** inside the container; the build works
+on a copy at `/tmp/build`. Your working tree is never touched — no stray
+`bin/`/`obj/` directories, and a dirty working tree doesn't leak into the
+build beyond the files it contains. Artifacts are written back through a
+bind mount to `dist/` and chown'd to your user.
+
+### NuGet cache
+
+A Docker named volume `plm-nuget-cache` holds downloaded NuGet packages
+across builds. To reclaim the space or force a clean re-download:
+
+```bash
+docker volume rm plm-nuget-cache
+```
+
+---
+
+## Troubleshooting
+
+- **`Docker daemon is not running`** — start it (`sudo systemctl start
+  docker`; on WSL2, start Docker Desktop or the docker service).
+- **Android image build fails downloading `commandlinetools`** — Google
+  rotates the build number in the URL. Update the URL in
+  `Dockerfile.android` to the current one from
+  <https://developer.android.com/studio#command-tools> and rerun with
+  `--rebuild`.
+- **`error XA5207: Could not find android.jar for API level N`** — the .NET
+  android workload moved to a newer API level. Bump
+  `ANDROID_SDK_PLATFORM` (and `ANDROID_SDK_BUILD_TOOLS`) in
+  `Dockerfile.android` to the level the error names, then `--rebuild`.
+- **APK won't install over an existing app
+  (`INSTALL_FAILED_UPDATE_INCOMPATIBLE`)** — the new build wasn't signed with
+  the same keystore as the installed one. Make sure `docker/keystore/release.keystore`
+  hasn't changed since the installed build; if it's genuinely a different key,
+  the user must uninstall the old app first (this deletes app data — back up
+  the wallet seed before doing this).
+- **`build_android` refuses to run, asks to generate a keystore** — run
+  `./docker/keystore/generate-keystore.sh` once (see `docker/keystore/README.md`).
+- **Everything is broken / start from scratch** —
+  `docker system prune -a && docker volume rm plm-nuget-cache`, then rerun
+  the script (images and packages are re-downloaded).
+
+---
+
+## Linux AppImage (future)
+
+The Linux target currently produces a single-file self-contained binary.
+Once a `pupnet.conf` is added to the repository, the `build_linux` function
+in `build.sh` can be extended to call PupNet Deploy inside the same
+`plm-build-desktop` image to also produce an AppImage with desktop
+integration (icon, menu entry).

docker/build.sh

@@ -0,0 +1,235 @@
+#!/usr/bin/env bash
+# Reproducible build script for PalladiumWallet using Docker.
+# Run from anywhere; paths are resolved relative to this script.
+set -euo pipefail
+
+# ── Paths ─────────────────────────────────────────────────────────────────────
+SCRIPT_DIR="$(cd "$(dirname "${BASH_SOURCE[0]}")" && pwd)"
+PROJECT_ROOT="$(cd "${SCRIPT_DIR}/.." && pwd)"
+DIST_DIR="${PROJECT_ROOT}/dist"
+
+# ── Docker image names ────────────────────────────────────────────────────────
+IMAGE_DESKTOP="plm-build-desktop"
+IMAGE_ANDROID="plm-build-android"
+
+# Named volume for NuGet package cache (shared across all builds, survives reboots).
+NUGET_VOLUME="plm-nuget-cache"
+
+# ── Helpers ───────────────────────────────────────────────────────────────────
+bold()  { printf '\033[1m%s\033[0m\n' "$*"; }
+info()  { printf '\033[1;34m>>>\033[0m %s\n' "$*"; }
+ok()    { printf '\033[1;32m✓\033[0m  %s\n' "$*"; }
+err()   { printf '\033[1;31m✗\033[0m  %s\n' "$*" >&2; }
+die()   { err "$*"; exit 1; }
+
+usage() {
+    cat <<EOF
+$(bold "Usage:") $(basename "$0") [TARGET] [OPTIONS]
+
+$(bold "Targets:")
+  windows   Win x64 single-file executable  →  dist/windows/
+  linux     Linux x64 single-file binary    →  dist/linux/
+  android   Android APK (release-signed)    →  dist/android/
+  all       All three targets
+
+$(bold "Options:")
+  --rebuild   Force rebuild of Docker images (e.g. after Dockerfile change)
+  -h, --help  Show this help
+
+$(bold "Examples:")
+  $(basename "$0")               # interactive menu
+  $(basename "$0") all           # build everything
+  $(basename "$0") windows       # Windows only
+  $(basename "$0") android --rebuild
+EOF
+}
+
+# ── Argument parsing ──────────────────────────────────────────────────────────
+REBUILD=false
+TARGET=""
+
+for arg in "$@"; do
+    case "$arg" in
+        windows|linux|android|all) TARGET="$arg" ;;
+        --rebuild)                 REBUILD=true ;;
+        -h|--help)                 usage; exit 0 ;;
+        *) err "Unknown argument: $arg"; usage; exit 1 ;;
+    esac
+done
+
+# ── Interactive menu if no target given ───────────────────────────────────────
+if [[ -z "$TARGET" ]]; then
+    bold "PalladiumWallet — reproducible build"
+    echo ""
+    PS3="Select target: "
+    options=("windows" "linux" "android" "all" "quit")
+    select opt in "${options[@]}"; do
+        case "$opt" in
+            windows|linux|android|all) TARGET="$opt"; break ;;
+            quit) echo "Aborted."; exit 0 ;;
+            *) echo "Invalid choice, try again." ;;
+        esac
+    done
+    echo ""
+fi
+
+# ── Preflight checks ──────────────────────────────────────────────────────────
+command -v docker &>/dev/null || die "Docker is not installed or not in PATH."
+docker info &>/dev/null       || die "Docker daemon is not running."
+
+# ── Read project version from csproj ─────────────────────────────────────────
+CSPROJ="${PROJECT_ROOT}/src/App/PalladiumWallet.App.csproj"
+[[ -f "$CSPROJ" ]] || die "Cannot find $CSPROJ — run this script from the repo."
+VERSION=$(grep -oP '(?<=<Version>)[^<]+' "$CSPROJ") || die "Cannot extract <Version> from $CSPROJ."
+info "Version: ${VERSION}"
+
+# ── Ensure NuGet volume exists ────────────────────────────────────────────────
+docker volume inspect "$NUGET_VOLUME" &>/dev/null || \
+    docker volume create "$NUGET_VOLUME" > /dev/null
+
+# ── Image builders ────────────────────────────────────────────────────────────
+ensure_desktop_image() {
+    if [[ "$REBUILD" == true ]] || ! docker image inspect "$IMAGE_DESKTOP" &>/dev/null; then
+        info "Building Docker image: ${IMAGE_DESKTOP}"
+        docker build \
+            --tag "$IMAGE_DESKTOP" \
+            --file "${SCRIPT_DIR}/Dockerfile.desktop" \
+            "${SCRIPT_DIR}"
+    fi
+}
+
+ensure_android_image() {
+    if [[ "$REBUILD" == true ]] || ! docker image inspect "$IMAGE_ANDROID" &>/dev/null; then
+        info "Building Docker image: ${IMAGE_ANDROID}"
+        docker build \
+            --tag "$IMAGE_ANDROID" \
+            --file "${SCRIPT_DIR}/Dockerfile.android" \
+            "${SCRIPT_DIR}"
+    fi
+}
+
+# ── Common docker run wrapper ─────────────────────────────────────────────────
+# $1 = image name, $2 = inline bash commands to execute inside the container.
+# Source is copied to /tmp/build inside the container so bin/obj never pollute
+# the repo. Output is written to /output (→ host DIST_DIR sub-folder).
+# Optional extra `docker run` args (e.g. keystore mount, signing passwords via
+# -e) can be set by the caller in the EXTRA_DOCKER_ARGS array beforehand.
+EXTRA_DOCKER_ARGS=()
+
+run_build() {
+    local image="$1"
+    local commands="$2"
+    local out_dir="$3"
+
+    mkdir -p "$out_dir"
+
+    docker run --rm \
+        --volume "${PROJECT_ROOT}:/src:ro" \
+        --volume "${out_dir}:/output" \
+        --volume "${NUGET_VOLUME}:/root/.nuget/packages" \
+        "${EXTRA_DOCKER_ARGS[@]}" \
+        "$image" \
+        bash -euo pipefail -c "
+            cp -r /src/. /tmp/build
+            cd /tmp/build
+            ${commands}
+            chown -R $(id -u):$(id -g) /output
+        "
+}
+
+# ── Per-target build functions ────────────────────────────────────────────────
+build_windows() {
+    ensure_desktop_image
+    info "Building Windows x64 …"
+    run_build "$IMAGE_DESKTOP" \
+        "dotnet publish src/App.Desktop \
+            -r win-x64 \
+            -c Release \
+            -p:PublishSingleFile=true \
+            -p:IncludeNativeLibrariesForSelfExtract=true \
+            --self-contained \
+            -o /tmp/win-out
+         cp /tmp/win-out/PalladiumWallet.exe \
+            \"/output/PalladiumWallet-${VERSION}-win-x64.exe\"" \
+        "${DIST_DIR}/windows"
+    ok "Windows → dist/windows/PalladiumWallet-${VERSION}-win-x64.exe"
+}
+
+build_linux() {
+    ensure_desktop_image
+    info "Building Linux x64 …"
+    run_build "$IMAGE_DESKTOP" \
+        "dotnet publish src/App.Desktop \
+            -r linux-x64 \
+            -c Release \
+            -p:PublishSingleFile=true \
+            -p:IncludeNativeLibrariesForSelfExtract=true \
+            --self-contained \
+            -o /tmp/linux-out
+         install -m 755 /tmp/linux-out/PalladiumWallet \
+             \"/output/PalladiumWallet-${VERSION}-linux-x64\"" \
+        "${DIST_DIR}/linux"
+    ok "Linux → dist/linux/PalladiumWallet-${VERSION}-linux-x64"
+}
+
+build_android() {
+    ensure_android_image
+
+    local keystore="${SCRIPT_DIR}/keystore/release.keystore"
+    [[ -f "$keystore" ]] || die "No release keystore found at docker/keystore/release.keystore. Run ./docker/keystore/generate-keystore.sh once first (see docker/keystore/README.md)."
+
+    info "Building Android APK …"
+    read -r -s -p "Keystore password: " ANDROID_KS_PASS
+    echo
+    read -r -s -p "Key password (press Enter to reuse the keystore password): " ANDROID_KEY_PASS
+    echo
+    ANDROID_KEY_PASS="${ANDROID_KEY_PASS:-$ANDROID_KS_PASS}"
+
+    # versionCode derived from <Version> (MAJOR.MINOR.PATCH, pre-release suffix
+    # stripped) so it always increases with releases — required for some
+    # installers to accept an in-place update even when the signature matches.
+    local semver="${VERSION%%-*}"
+    IFS='.' read -r VMAJOR VMINOR VPATCH <<< "$semver"
+    local VERSION_CODE=$(( ${VMAJOR:-0} * 10000 + ${VMINOR:-0} * 100 + ${VPATCH:-0} ))
+    info "versionCode: ${VERSION_CODE}"
+
+    EXTRA_DOCKER_ARGS=(
+        --volume "${keystore}:/keystore/release.keystore:ro"
+        --env "ANDROID_KS_PASS=${ANDROID_KS_PASS}"
+        --env "ANDROID_KEY_PASS=${ANDROID_KEY_PASS}"
+    )
+    run_build "$IMAGE_ANDROID" \
+        "JAVA_HOME=/usr/lib/jvm/java-17-openjdk-amd64 \
+         dotnet build src/App.Android \
+            -c Release \
+            -t:SignAndroidPackage \
+            -p:AndroidSdkDirectory=\${ANDROID_HOME} \
+            -p:ApplicationVersion=${VERSION_CODE} \
+            -p:AndroidSigningKeyStore=/keystore/release.keystore \
+            -p:AndroidSigningKeyAlias=palladiumwallet \
+            -p:AndroidSigningStorePass=\${ANDROID_KS_PASS} \
+            -p:AndroidSigningKeyPass=\${ANDROID_KEY_PASS}
+         cp src/App.Android/bin/Release/net10.0-android/*-Signed.apk \
+            \"/output/PalladiumWallet-${VERSION}.apk\"" \
+        "${DIST_DIR}/android"
+    EXTRA_DOCKER_ARGS=()
+    ok "Android → dist/android/PalladiumWallet-${VERSION}.apk"
+}
+
+# ── Dispatch ──────────────────────────────────────────────────────────────────
+START=$(date +%s)
+
+case "$TARGET" in
+    windows) build_windows ;;
+    linux)   build_linux   ;;
+    android) build_android ;;
+    all)
+        build_windows
+        build_linux
+        build_android
+        ;;
+esac
+
+ELAPSED=$(( $(date +%s) - START ))
+bold ""
+bold "Done in ${ELAPSED}s.  Artifacts in: ${DIST_DIR}/"

docker/keystore/README.md

@@ -0,0 +1,37 @@
+# Android release-signing keystore
+
+This folder holds the persistent keystore used to sign release APKs built by
+`docker/build.sh android`. Every release must be signed with the **same**
+key, or Android refuses to install a new build over a previously installed
+one (`INSTALL_FAILED_UPDATE_INCOMPATIBLE`) and forces the user to uninstall
+first — which deletes the app's data.
+
+## First-time setup
+
+```bash
+./docker/keystore/generate-keystore.sh
+```
+
+Run this **once**, on whichever machine will keep producing release builds.
+It creates `release.keystore` in this folder and asks for a keystore
+password (and, optionally, a separate key password). Nothing is written to
+git — `release.keystore` is ignored by `.gitignore`, and the script never
+saves the passwords anywhere.
+
+`docker/build.sh android` will refuse to run without this file, and will
+prompt you for the same passwords at every build.
+
+## Back it up
+
+The keystore file and its passwords cannot be regenerated: if lost, no
+future release can ever update existing installs in place again — every
+user would need to uninstall and reinstall from scratch. Copy
+`release.keystore` and the passwords to a password manager or encrypted
+backup outside this repository as soon as you generate them.
+
+## What NOT to do
+
+- Do not commit `release.keystore` (or any `*.jks`/`*.keystore` file) to git.
+- Do not re-run `generate-keystore.sh` once a keystore already exists — it
+  refuses on purpose; delete the file yourself only if you fully accept the
+  consequences above.

docker/keystore/generate-keystore.sh

@@ -0,0 +1,65 @@
+#!/usr/bin/env bash
+# Generates the persistent Android release-signing keystore used by
+# docker/build.sh. Every APK built with this keystore carries the same
+# signature, which is what lets Android treat a new release as an update to
+# a previously installed one instead of a conflicting, different app.
+#
+# Run this ONCE. Re-running it after the keystore already exists is refused
+# below on purpose: regenerating it changes the signature, and every device
+# with a prior release installed would then need a full uninstall (and lose
+# any app data that isn't in the wallet file itself) to receive the next
+# update.
+set -euo pipefail
+
+SCRIPT_DIR="$(cd "$(dirname "${BASH_SOURCE[0]}")" && pwd)"
+KEYSTORE_PATH="${SCRIPT_DIR}/release.keystore"
+ALIAS="palladiumwallet"
+
+if [[ -f "$KEYSTORE_PATH" ]]; then
+    echo "A keystore already exists at $KEYSTORE_PATH — refusing to overwrite it." >&2
+    echo "Delete it manually first only if you understand the consequences above." >&2
+    exit 1
+fi
+
+command -v keytool &>/dev/null || {
+    echo "keytool not found on PATH — install a JDK (e.g. openjdk-17-jdk) and retry." >&2
+    exit 1
+}
+
+echo "Creating the Palladium Wallet Android release-signing keystore."
+echo "This file and the passwords you enter now must be kept safe OUTSIDE this"
+echo "repository (password manager, encrypted backup, ...). They are never"
+echo "committed to git. Losing them means no future release can ever update"
+echo "existing installs in place — only a fresh keystore + full user reinstall."
+echo
+
+read -r -s -p "Keystore password (min 6 characters): " KS_PASS
+echo
+read -r -s -p "Confirm keystore password: " KS_PASS_CONFIRM
+echo
+if [[ "$KS_PASS" != "$KS_PASS_CONFIRM" ]]; then
+    echo "Passwords do not match." >&2
+    exit 1
+fi
+if [[ "${#KS_PASS}" -lt 6 ]]; then
+    echo "Password too short (keytool requires at least 6 characters)." >&2
+    exit 1
+fi
+
+read -r -s -p "Key password (press Enter to reuse the keystore password): " KEY_PASS
+echo
+KEY_PASS="${KEY_PASS:-$KS_PASS}"
+
+export KS_PASS KEY_PASS
+keytool -genkeypair -v \
+    -keystore "$KEYSTORE_PATH" \
+    -alias "$ALIAS" \
+    -keyalg RSA -keysize 2048 -validity 10000 \
+    -storepass:env KS_PASS -keypass:env KEY_PASS \
+    -dname "CN=PalladiumWallet, OU=PalladiumWallet, O=PalladiumWallet, C=IT"
+unset KS_PASS KEY_PASS
+
+echo
+echo "Keystore created at $KEYSTORE_PATH (git-ignored, alias: $ALIAS)."
+echo "Back it up now, together with the passwords — it cannot be regenerated."
+echo "./docker/build.sh android will prompt for these same passwords at build time."

src/App.Android/PalladiumWallet.App.Android.csproj

@@ -8,8 +8,8 @@
     <Nullable>enable</Nullable>
     <ApplicationId>io.github.davide3011.palladiumwallet</ApplicationId>
     <!-- ApplicationVersion = versionCode (intero), ApplicationDisplayVersion = versionName -->
-    <ApplicationVersion>1</ApplicationVersion>
+    <ApplicationVersion>2</ApplicationVersion>
-    <ApplicationDisplayVersion>0.9.0</ApplicationDisplayVersion>
+    <ApplicationDisplayVersion>0.9.1</ApplicationDisplayVersion>
     <AndroidPackageFormat>apk</AndroidPackageFormat>
     <!-- Includi le assembly .NET DENTRO l'apk: senza, in Debug si usa il Fast
          Deployment (assembly spinte via adb da `dotnet run`) e un apk installato

src/App/Localization/Loc.cs

@@ -54,14 +54,19 @@ public sealed class Loc
         ["menu.help"]             = ["_Help",                                                             "_Help",                        "_Ayuda",                               "_Aide",                                    "_Ajuda",                                   "_Hilfe"],
         ["help.title"]            = ["Informazioni",                                                     "About",                        "Información",                          "À propos",                                 "Sobre",                                    "Über"],
         ["help.info"]             = [
-            "Wallet SPV per la criptovaluta Palladium (PLM).",
+            "Wallet SPV leggero e non-custodiale per la rete Palladium (PLM). Sicurezza locale: seed e chiavi sempre cifrati, mai esposti in rete.",
-            "SPV wallet for the Palladium (PLM) cryptocurrency.",
+            "Lightweight, non-custodial SPV wallet for the Palladium (PLM) network. Local security: seed and keys always encrypted, never exposed on the wire.",
-            "Monedero SPV para la criptomoneda Palladium (PLM).",
+            "Monedero SPV ligero y sin custodia para la red Palladium (PLM). Seguridad local: semilla y claves siempre cifradas, nunca expuestas en la red.",
-            "Portefeuille SPV pour la cryptomonnaie Palladium (PLM).",
+            "Portefeuille SPV léger et non-custodial pour le réseau Palladium (PLM). Sécurité locale : graine et clés toujours chiffrées, jamais exposées sur le réseau.",
-            "Carteira SPV para a criptomoeda Palladium (PLM).",
+            "Carteira SPV leve e não custodial para a rede Palladium (PLM). Segurança local: semente e chaves sempre cifradas, nunca expostas na rede.",
-            "SPV-Wallet für die Kryptowährung Palladium (PLM)."],
+            "Leichtes, nicht-verwahrendes SPV-Wallet für das Palladium (PLM)-Netzwerk. Lokale Sicherheit: Seed und Schlüssel stets verschlüsselt, nie im Netzwerk exponiert."],
         ["help.tab.info"]         = ["Info",                                                               "Info",                         "Info",                                 "Info",                                     "Info",                                     "Info"],
         ["help.tab.donate"]       = ["Dona",                                                               "Donate",                       "Donar",                                "Faire un don",                             "Doar",                                     "Spenden"],
+        ["help.bug.report"]       = ["Segnala un bug",                                                     "Report a bug",                 "Informar un error",                    "Signaler un bug",                          "Reportar um bug",                          "Fehler melden"],
+        ["update.title"]          = ["Aggiornamento disponibile",                                          "Update available",             "Actualización disponible",             "Mise à jour disponible",                   "Atualização disponível",                   "Update verfügbar"],
+        ["update.message"]        = ["È disponibile una nuova versione:",                                  "A new version is available:",  "Hay una nueva versión disponible:",    "Une nouvelle version est disponible :",    "Uma nova versão está disponível:",         "Eine neue Version ist verfügbar:"],
+        ["update.download"]       = ["Scarica",                                                            "Download",                     "Descargar",                            "Télécharger",                              "Baixar",                                   "Herunterladen"],
+        ["update.dismiss"]        = ["Ignora",                                                              "Dismiss",                      "Ignorar",                               "Ignorer",                                  "Ignorar",                                  "Verwerfen"],
         ["donate.desc"]           = [
             "Se questo wallet ti è utile, considera una piccola donazione allo sviluppatore.",
             "If you find this wallet useful, consider a small donation to the developer.",
@@ -168,9 +173,9 @@ public sealed class Loc
         // Wallet panel
         ["wallet.close"]          = ["Chiudi wallet",                                                     "Close wallet",                 "Cerrar wallet",                        "Fermer le wallet",                         "Fechar carteira",                          "Wallet schließen"],
         ["wallet.server"]         = ["Server:",                                                           "Server:",                      "Servidor:",                            "Serveur :",                                "Servidor:",                                "Server:"],
-        ["wallet.connect"]        = ["Connetti e sincronizza",                                            "Connect and sync",             "Conectar y sincronizar",               "Connecter et synchroniser",                "Conectar e sincronizar",                   "Verbinden und synchronisieren"],
+        ["wallet.connect"]        = ["Connetti",                                                          "Connect",                       "Conectar",                             "Connecter",                                "Conectar",                                  "Verbinden"],
         ["wallet.manual"]         = ["oppure host:porta manuale",                                         "or manual host:port",          "o host:puerto manual",                 "ou hôte:port manuel",                      "ou host:porta manual",                     "oder manuell host:port"],
-        ["wallet.discover"]       = ["Cerca altri server",                                                "Discover servers",             "Buscar otros servidores",              "Rechercher des serveurs",                  "Procurar servidores",                      "Server suchen"],
+        ["wallet.discover"]       = ["Sincronizza",                                                       "Sync servers",                  "Sincronizar",                          "Synchroniser",                             "Sincronizar",                              "Synchronisieren"],
         ["wallet.resetcert"]      = ["Reset cert.",                                                       "Reset certs",                  "Restablecer cert.",                    "Réinit. cert.",                            "Redefinir cert.",                          "Zert. zurücksetzen"],
         ["tab.receive"]           = ["Ricevi",                                                            "Receive",                      "Recibir",                              "Recevoir",                                 "Receber",                                  "Empfangen"],
         ["tab.history"]           = ["Storico",                                                           "History",                      "Historial",                            "Historique",                               "Histórico",                                "Verlauf"],
@@ -388,6 +393,7 @@ public sealed class Loc
         ["msg.height"]            = ["altezza",                                                           "height",                       "altura",                               "hauteur",                                  "altura",                                   "Höhe"],
         ["msg.pending"]           = ["in attesa di conferma",                                             "pending confirmation",         "pendiente de confirmación",            "en attente de confirmation",               "aguardando confirmação",                   "ausstehende Bestätigung"],
         ["msg.notspendable"]      = ["non ancora spendibile",                                             "not yet spendable",            "aún no gastable",                      "pas encore dépensable",                    "ainda não gastável",                       "noch nicht verwendbar"],
+        ["msg.immature"]          = ["in maturazione",                                                    "maturing",                      "en maduración",                        "en maturation",                            "em maturação",                             "in Reifung"],
         ["msg.settings.saved"]    = ["Impostazioni salvate.",                                             "Settings saved.",              "Configuración guardada.",              "Paramètres enregistrés.",                  "Configurações salvas.",                    "Einstellungen gespeichert."],
         ["msg.certreset"]         = [
             "Certificati SSL azzerati: riprova la connessione.",

src/App/PalladiumWallet.App.csproj

@@ -6,7 +6,7 @@
     <TargetFramework>net10.0</TargetFramework>
     <!-- Versione dell'applicazione: unico punto da modificare. Compare nel
          titolo della finestra ed è incisa nei binari pubblicati. -->
-    <Version>0.9.0</Version>
+    <Version>0.9.1</Version>
     <Nullable>enable</Nullable>
     <AvaloniaUseCompiledBindingsByDefault>true</AvaloniaUseCompiledBindingsByDefault>
   </PropertyGroup>

src/App/ViewModels/MainWindowViewModel.Donate.cs

@@ -49,7 +49,7 @@ public partial class MainWindowViewModel
 
             _pendingDonate = new TransactionFactory(_account).Build(
                 _doc.Cache.Utxos, _lastTransactions, destination, amount, feeRate,
-                _doc.Cache.NextChangeIndex, sendAll: false);
+                _doc.Cache.NextChangeIndex, _doc.Cache.TipHeight, sendAll: false);
 
             DonatePreview = $"txid {_pendingDonate.Txid[..16]}… · " +
                 $"fee {Fmt(_pendingDonate.Fee.Satoshi)} " +

src/App/ViewModels/MainWindowViewModel.Receive.cs

@@ -25,6 +25,9 @@ public partial class MainWindowViewModel
     [ObservableProperty]
     private string unconfirmedText = "";
 
+    [ObservableProperty]
+    private string immatureText = "";
+
     [ObservableProperty]
     private string networkInfo = "";
 
@@ -249,6 +252,7 @@ public partial class MainWindowViewModel
         {
             BalanceText = $"0.00000000 {Profile.CoinUnit}";
             UnconfirmedText = "";
+            ImmatureText = "";
             ReceiveAddress = _account.GetReceiveAddress(0).ToString();
             History.Clear();
             Addresses.Clear();
@@ -261,11 +265,14 @@ public partial class MainWindowViewModel
                     $"m/{_doc!.AccountPath}/0/{i}"));
             return;
         }
-        BalanceText = Fmt(cache.ConfirmedSats);
+        BalanceText = Fmt(cache.ConfirmedSats - cache.ImmatureSats);
         var pending = cache.History.Where(t => t.Height <= 0).Sum(t => t.DeltaSats);
         UnconfirmedText = pending != 0
             ? $"{Loc.Tr("msg.pending")}: {(pending > 0 ? "+" : "")}{Fmt(pending)} — {Loc.Tr("msg.notspendable")}"
             : "";
+        ImmatureText = cache.ImmatureSats != 0
+            ? $"{Loc.Tr("msg.immature")}: {Fmt(cache.ImmatureSats)} — {Loc.Tr("msg.notspendable")}"
+            : "";
         ReceiveAddress = _account.GetReceiveAddress(cache.NextReceiveIndex).ToString();
         History.Clear();
         foreach (var tx in cache.History)

src/App/ViewModels/MainWindowViewModel.Send.cs

@@ -73,7 +73,7 @@ public partial class MainWindowViewModel
 
             _pendingSend = new TransactionFactory(_account).Build(
                 _doc.Cache.Utxos, _lastTransactions, destination, amount, feeRate,
-                _doc.Cache.NextChangeIndex, SendAll);
+                _doc.Cache.NextChangeIndex, _doc.Cache.TipHeight, SendAll);
 
             SendPreview = $"txid {_pendingSend.Txid[..16]}… · " +
                 $"fee {Fmt(_pendingSend.Fee.Satoshi)} " +

src/App/ViewModels/MainWindowViewModel.Sync.cs

@@ -2,6 +2,7 @@ using System;
 using System.Collections.Generic;
 using System.Collections.ObjectModel;
 using System.Linq;
+using System.Threading;
 using System.Threading.Tasks;
 using Avalonia.Threading;
 using CommunityToolkit.Mvvm.ComponentModel;
@@ -55,6 +56,8 @@ public partial class MainWindowViewModel
     [ObservableProperty]
     private bool isSyncing;
 
+    private CancellationTokenSource _syncCts = new();
+
     public ObservableCollection<KnownServer> KnownServers { get; } = [];
 
     [ObservableProperty]
@@ -165,11 +168,23 @@ public partial class MainWindowViewModel
     {
         if (IsSyncing)
         {
+            var (newHost, newPort) = ParseServer();
+            bool serverChanged = _client is null
+                || _client.Host != newHost
+                || _client.Port != newPort
+                || _client.UseSsl != UseSsl;
+            if (serverChanged)
+                _syncCts.Cancel();
+            else
                 _resyncRequested = true;
             return;
         }
+
+        _syncCts = new CancellationTokenSource();
+        var ct = _syncCts.Token;
         IsSyncing = true;
         StatusMessage = "";
+        bool cancelled = false;
         try
         {
             var (host, port) = ParseServer();
@@ -194,12 +209,13 @@ public partial class MainWindowViewModel
                 Exception? lastError = null;
                 foreach (var (h, p) in candidates)
                 {
+                    ct.ThrowIfCancellationRequested();
                     ConnectionStatus = $"{Loc.Tr("conn.connectingto")} {h}:{p}…";
                     ConnectionStatusShort = Loc.Tr("conn.connectingto") + "…";
                     try
                     {
                         var pins = new CertificatePinStore(AppPaths.CertificatePinsPath(Net));
-                        _client = await ElectrumClient.ConnectAsync(h, p, UseSsl, pins);
+                        _client = await ElectrumClient.ConnectAsync(h, p, UseSsl, pins, ct);
                         _client.NotificationReceived += OnServerNotification;
                         _client.Disconnected += _ => Dispatcher.UIThread.Post(() =>
                         {
@@ -226,6 +242,10 @@ public partial class MainWindowViewModel
                         lastError = null;
                         break;
                     }
+                    catch (OperationCanceledException)
+                    {
+                        throw;
+                    }
                     catch (Exception ex)
                     {
                         lastError = ex;
@@ -258,7 +278,7 @@ public partial class MainWindowViewModel
             do
             {
                 _resyncRequested = false;
-                var result = await _synchronizer.SyncOnceAsync();
+                var result = await _synchronizer.SyncOnceAsync(ct);
                 _lastTransactions = result.Transactions;
 
                 var (rawHex, verifiedAt, blockHeaders) = _synchronizer.ExportCaches(
@@ -268,6 +288,7 @@ public partial class MainWindowViewModel
                     TipHeight = result.TipHeight,
                     ConfirmedSats = result.ConfirmedSats,
                     UnconfirmedSats = result.UnconfirmedSats,
+                    ImmatureSats = result.ImmatureSats,
                     NextReceiveIndex = result.NextReceiveIndex,
                     NextChangeIndex = result.NextChangeIndex,
                     History = [.. result.History],
@@ -282,7 +303,16 @@ public partial class MainWindowViewModel
                 _syncFailed = false;
                 StatusMessage = $"{Loc.Tr("msg.synced")}: {Loc.Tr("msg.height")} {result.TipHeight}, " +
                     $"{result.History.Count} {Loc.Tr("msg.synced.detail")}";
-            } while (_resyncRequested);
+            } while (_resyncRequested && !ct.IsCancellationRequested);
+        }
+        catch (OperationCanceledException)
+        {
+            // Intentional cancellation due to server change request — not an error.
+            cancelled = true;
+            IsConnected = false;
+            ConnectionStatus = Loc.Tr("conn.none");
+            ConnectionStatusShort = Loc.Tr("conn.none");
+            StatusMessage = "";
         }
         catch (CertificatePinMismatchException ex)
         {
@@ -309,19 +339,63 @@ public partial class MainWindowViewModel
         {
             IsSyncing = false;
         }
+
+        // If cancelled due to a server change, restart immediately with the new server.
+        if (cancelled)
+            _ = ConnectAndSync();
     }
 
+    /// <summary>
+    /// Peer discovery. Always clickable: if the wallet is already connected, it reuses
+    /// that connection; otherwise it opens a short-lived connection to a candidate server
+    /// just to query its peer list, without touching the wallet's connection state.
+    /// </summary>
     [RelayCommand]
     private async Task DiscoverServers()
     {
-        if (_client is null || !_client.IsConnected)
+        if (_client is { IsConnected: true } connected)
         {
-            StatusMessage = Loc.Tr("conn.none") + ".";
+            await DiscoverServersUsing(connected);
+            return;
+        }
+
+        var (host, port) = ParseServer();
+        ElectrumClient? temp = null;
+        Exception? lastError = null;
+        foreach (var (h, p) in BuildServerCandidates(host, port))
+        {
+            try
+            {
+                var pins = new CertificatePinStore(AppPaths.CertificatePinsPath(Net));
+                temp = await ElectrumClient.ConnectAsync(h, p, UseSsl, pins);
+                lastError = null;
+                break;
+            }
+            catch (Exception ex)
+            {
+                lastError = ex;
+            }
+        }
+        if (temp is null)
+        {
+            StatusMessage = $"Errore nella scoperta peer: {lastError?.Message ?? Loc.Tr("conn.none")}";
             return;
         }
         try
         {
-            var added = await Registry.DiscoverAsync(_client);
+            await DiscoverServersUsing(temp);
+        }
+        finally
+        {
+            await temp.DisposeAsync();
+        }
+    }
+
+    private async Task DiscoverServersUsing(ElectrumClient client)
+    {
+        try
+        {
+            var added = await Registry.DiscoverAsync(client);
             var selected = SelectedKnownServer;
             RefreshServers();
             SelectedKnownServer = KnownServers.FirstOrDefault(s => s.Host == selected?.Host)

src/App/ViewModels/MainWindowViewModel.Update.cs

@@ -0,0 +1,36 @@
+using System.Threading.Tasks;
+using CommunityToolkit.Mvvm.ComponentModel;
+using CommunityToolkit.Mvvm.Input;
+using PalladiumWallet.Core.Net;
+
+namespace PalladiumWallet.App.ViewModels;
+
+public partial class MainWindowViewModel
+{
+    // ---- update-available overlay ----
+
+    [ObservableProperty]
+    private bool isUpdateAvailableOpen;
+
+    [ObservableProperty]
+    private string updateAvailableTag = "";
+
+    public string UpdateReleaseUrl { get; private set; } = "";
+
+    [RelayCommand]
+    private void CloseUpdateAvailable() => IsUpdateAvailableOpen = false;
+
+    /// <summary>
+    /// Fire-and-forget check run once at startup. Best-effort: any failure or an
+    /// up-to-date app silently does nothing (see <see cref="UpdateChecker"/>).
+    /// </summary>
+    private async Task CheckForUpdatesAsync()
+    {
+        var latest = await UpdateChecker.CheckAsync(AppVersion);
+        if (latest is null) return;
+
+        UpdateReleaseUrl = latest.HtmlUrl;
+        UpdateAvailableTag = latest.Tag;
+        IsUpdateAvailableOpen = true;
+    }
+}

src/App/ViewModels/MainWindowViewModel.cs

@@ -158,6 +158,7 @@ public partial class MainWindowViewModel : ViewModelBase
         _keepAliveTimer = new DispatcherTimer { Interval = System.TimeSpan.FromSeconds(20) };
         _keepAliveTimer.Tick += async (_, _) => await KeepAliveTickAsync();
         _keepAliveTimer.Start();
+        _ = CheckForUpdatesAsync();
     }
 
     private async System.Threading.Tasks.Task KeepAliveTickAsync()

src/App/ViewModels/TransactionDetailsViewModel.cs

@@ -63,7 +63,7 @@ public sealed class TransactionDetailsViewModel
         LockTimeText = d.LockTime.ToString();
         RbfText = loc[d.RbfSignaled ? "tx.yes" : "tx.no"];
         Inputs = new ObservableCollection<TxIoRow>(d.Inputs.Select((i, n) => new TxIoRow(
-            i.IsCoinbase ? loc["tx.coinbase"] : $"{Shorten(i.PrevTxid)}:{i.PrevIndex}",
+            i.IsCoinbase ? loc["tx.coinbase"] : $"{i.PrevTxid}:{i.PrevIndex}",
             i.IsCoinbase ? loc["tx.coinbase.newcoins"] : i.Address ?? "—",
             i.AmountSats is { } a ? CoinAmount.FormatIn(a, unit) : "—",
             i.IsMine)));
@@ -108,7 +108,4 @@ public sealed class TransactionDetailsViewModel
     }
 
     private string Abs(long sats) => CoinAmount.FormatIn(Math.Abs(sats), _unit);
-
-    private static string Shorten(string txid) =>
-        txid.Length > 16 ? $"{txid[..8]}…{txid[^4..]}" : txid;
 }

src/App/Views/MainView.axaml

@@ -314,6 +314,9 @@
                     <TextBlock Text="{Binding UnconfirmedText}" Foreground="#FCD34D"
                                TextWrapping="Wrap"
                                IsVisible="{Binding UnconfirmedText, Converter={x:Static StringConverters.IsNotNullOrEmpty}}"/>
+                    <TextBlock Text="{Binding ImmatureText}" Foreground="#FCD34D"
+                               TextWrapping="Wrap"
+                               IsVisible="{Binding ImmatureText, Converter={x:Static StringConverters.IsNotNullOrEmpty}}"/>
                     <TextBlock Text="{Binding NetworkInfo}" Classes="on-hero" FontSize="12"
                                Margin="0,2,0,0"/>
                 </StackPanel>
@@ -1014,7 +1017,7 @@
                 IsVisible="{Binding IsTxDetailsOpen}">
             <Border Background="{DynamicResource OverlayCardBrush}"
                     BorderBrush="{DynamicResource BorderSubtleBrush}" BorderThickness="1" CornerRadius="8"
-                    MaxWidth="540" MaxHeight="600" Margin="16" Padding="0"
+                    MaxWidth="660" MaxHeight="800" Margin="16" Padding="0"
                     HorizontalAlignment="Center" VerticalAlignment="Center">
                 <Panel Margin="24">
 
@@ -1135,38 +1138,48 @@
                                 </Border>
 
                                 <TextBlock Classes="section" Text="{Binding Loc[tx.inputs]}"/>
-                                <Border Classes="card" Padding="14,6">
+                                <Border Classes="card" Padding="14,4">
                                     <ItemsControl ItemsSource="{Binding Inputs}">
                                         <ItemsControl.ItemTemplate>
                                             <DataTemplate x:DataType="vm:TxIoRow">
-                                                <Grid ColumnDefinitions="160,*,Auto" Margin="0,4">
+                                                <!-- Two-line layout: txid ref on first line, address+amount on second -->
-                                                    <TextBlock Grid.Column="0" Text="{Binding Position}"
+                                                <StackPanel Margin="0,6,0,4">
-                                                               FontFamily="monospace" FontSize="11" Foreground="{DynamicResource TextMutedBrush}"
+                                                    <SelectableTextBlock Text="{Binding Position}"
-                                                               TextTrimming="CharacterEllipsis" Margin="0,0,8,0"/>
+                                                                         FontFamily="monospace" FontSize="10"
-                                                    <TextBlock Grid.Column="1" Text="{Binding Address}"
+                                                                         Foreground="{DynamicResource TextMutedBrush}"
-                                                               FontFamily="monospace" FontSize="11" TextTrimming="CharacterEllipsis"
+                                                                         TextWrapping="Wrap"/>
+                                                    <Grid ColumnDefinitions="*,Auto" Margin="0,2,0,0">
+                                                        <SelectableTextBlock Grid.Column="0" Text="{Binding Address}"
+                                                                             FontFamily="monospace" FontSize="11"
+                                                                             TextWrapping="Wrap" VerticalAlignment="Top"
                                                                              Foreground="{Binding IsMine, Converter={x:Static vm:MineColorConverter.Instance}}"/>
-                                                    <TextBlock Grid.Column="2" Text="{Binding Amount}"
+                                                        <SelectableTextBlock Grid.Column="1" Text="{Binding Amount}"
-                                                               FontFamily="monospace" FontFeatures="+tnum" FontSize="11" Margin="8,0,0,0"/>
+                                                                             FontFamily="monospace" FontFeatures="+tnum" FontSize="11"
+                                                                             VerticalAlignment="Top" Margin="12,0,0,0"/>
                                                     </Grid>
+                                                </StackPanel>
                                             </DataTemplate>
                                         </ItemsControl.ItemTemplate>
                                     </ItemsControl>
                                 </Border>
 
                                 <TextBlock Classes="section" Text="{Binding Loc[tx.outputs]}"/>
-                                <Border Classes="card" Padding="14,6">
+                                <Border Classes="card" Padding="14,4">
                                     <ItemsControl ItemsSource="{Binding Outputs}">
                                         <ItemsControl.ItemTemplate>
                                             <DataTemplate x:DataType="vm:TxIoRow">
-                                                <Grid ColumnDefinitions="44,*,Auto" Margin="0,4">
+                                                <Grid ColumnDefinitions="44,*,Auto" Margin="0,6">
                                                     <TextBlock Grid.Column="0" Text="{Binding Position}"
-                                                               FontFamily="monospace" FontSize="11" Foreground="{DynamicResource TextMutedBrush}"/>
+                                                               FontFamily="monospace" FontSize="11"
-                                                    <TextBlock Grid.Column="1" Text="{Binding Address}"
+                                                               Foreground="{DynamicResource TextMutedBrush}"
-                                                               FontFamily="monospace" FontSize="11" TextTrimming="CharacterEllipsis"
+                                                               VerticalAlignment="Top"/>
+                                                    <SelectableTextBlock Grid.Column="1" Text="{Binding Address}"
+                                                                         FontFamily="monospace" FontSize="11"
+                                                                         TextWrapping="Wrap" VerticalAlignment="Top"
                                                                          Foreground="{Binding IsMine, Converter={x:Static vm:MineColorConverter.Instance}}"/>
-                                                    <TextBlock Grid.Column="2" Text="{Binding Amount}"
+                                                    <SelectableTextBlock Grid.Column="2" Text="{Binding Amount}"
-                                                               FontFamily="monospace" FontFeatures="+tnum" FontSize="11" Margin="8,0,0,0"/>
+                                                                         FontFamily="monospace" FontFeatures="+tnum" FontSize="11"
+                                                                         VerticalAlignment="Top" Margin="12,0,0,0"/>
                                                 </Grid>
                                             </DataTemplate>
                                         </ItemsControl.ItemTemplate>
@@ -1223,14 +1236,19 @@
                     <!-- Actions — Desktop: in a row -->
                     <StackPanel Orientation="Horizontal" Spacing="8" IsVisible="{Binding IsDesktop}">
                         <Button Content="{Binding Loc[wallet.connect]}" Classes="accent"
-                                Command="{Binding ConnectAndSyncCommand}" IsEnabled="{Binding !IsSyncing}"/>
+                                Command="{Binding ConnectAndSyncCommand}"/>
+                        <Button Content="{Binding Loc[wallet.discover]}"
+                                Command="{Binding DiscoverServersCommand}"/>
                         <Button Content="{Binding Loc[wallet.resetcert]}"
                                 Command="{Binding ResetCertificatesCommand}"/>
                     </StackPanel>
                     <!-- Actions — Mobile: stacked -->
                     <StackPanel Spacing="6" IsVisible="{Binding IsMobile}">
                         <Button Content="{Binding Loc[wallet.connect]}" Classes="accent"
-                                Command="{Binding ConnectAndSyncCommand}" IsEnabled="{Binding !IsSyncing}"
+                                Command="{Binding ConnectAndSyncCommand}"
+                                HorizontalAlignment="Stretch" HorizontalContentAlignment="Center"/>
+                        <Button Content="{Binding Loc[wallet.discover]}"
+                                Command="{Binding DiscoverServersCommand}"
                                 HorizontalAlignment="Stretch" HorizontalContentAlignment="Center"/>
                         <Button Content="{Binding Loc[wallet.resetcert]}"
                                 Command="{Binding ResetCertificatesCommand}"
@@ -1545,6 +1563,9 @@
                                                    Foreground="{DynamicResource TextSecondaryBrush}"/>
                                     </StackPanel>
                                     <TextBlock Text="{Binding Loc[help.info]}" TextWrapping="Wrap"/>
+                                    <Button Content="{Binding Loc[help.bug.report]}"
+                                            Click="OnOpenBugReportClick"
+                                            HorizontalAlignment="Left"/>
                                     <Border BorderBrush="{DynamicResource BorderSubtleBrush}"
                                             BorderThickness="0,1,0,0" Margin="0,4,0,0"/>
                                     <StackPanel Spacing="4">
@@ -1617,5 +1638,34 @@
                 </StackPanel>
             </Border>
         </Border>
+
+        <!-- ============ UPDATE AVAILABLE OVERLAY ============ -->
+        <!-- Same pattern as the help overlay: instant open/close. -->
+        <Border Grid.Row="0" Grid.RowSpan="3"
+                Background="{DynamicResource ScrimBrush}"
+                Tapped="OnUpdateAvailableOverlayBackdropTapped"
+                IsVisible="{Binding IsUpdateAvailableOpen}">
+            <Border Background="{DynamicResource OverlayCardBrush}"
+                    BorderBrush="{DynamicResource BorderSubtleBrush}" BorderThickness="1" CornerRadius="8"
+                    MaxWidth="440" Margin="16"
+                    HorizontalAlignment="Center" VerticalAlignment="Center">
+                <StackPanel Margin="24" Spacing="16">
+                    <TextBlock Text="{Binding Loc[update.title]}"
+                               FontSize="18" FontWeight="Bold"/>
+                    <TextBlock TextWrapping="Wrap">
+                        <Run Text="{Binding Loc[update.message]}"/>
+                        <Run Text=" "/>
+                        <Run Text="{Binding UpdateAvailableTag}" FontWeight="Bold"/>
+                    </TextBlock>
+                    <StackPanel Orientation="Horizontal" Spacing="8" HorizontalAlignment="Right">
+                        <Button Content="{Binding Loc[update.download]}"
+                                Classes="accent"
+                                Click="OnOpenReleasePageClick"/>
+                        <Button Content="{Binding Loc[update.dismiss]}"
+                                Command="{Binding CloseUpdateAvailableCommand}"/>
+                    </StackPanel>
+                </StackPanel>
+            </Border>
+        </Border>
     </Grid>
 </UserControl>

src/App/Views/MainView.axaml.cs

@@ -1,3 +1,4 @@
+using System;
 using System.Linq;
 using Avalonia;
 using Avalonia.Controls;
@@ -128,6 +129,30 @@ public partial class MainView : UserControl
             vm.IsHelpOpen = false;
     }
 
+    private void OnUpdateAvailableOverlayBackdropTapped(object? sender, TappedEventArgs e)
+    {
+        if (!ReferenceEquals(e.Source, sender)) return;
+        if (DataContext is MainWindowViewModel vm)
+            vm.IsUpdateAvailableOpen = false;
+    }
+
+    private async void OnOpenBugReportClick(object? sender, RoutedEventArgs e)
+    {
+        const string issueUrl = "https://github.com/davide3011/PalladiumWallet/issues/new?template=bug_report.yml";
+        var launcher = TopLevel.GetTopLevel(this)?.Launcher;
+        if (launcher is not null)
+            await launcher.LaunchUriAsync(new Uri(issueUrl));
+    }
+
+    private async void OnOpenReleasePageClick(object? sender, RoutedEventArgs e)
+    {
+        if (DataContext is not MainWindowViewModel vm || string.IsNullOrEmpty(vm.UpdateReleaseUrl)) return;
+        var launcher = TopLevel.GetTopLevel(this)?.Launcher;
+        if (launcher is not null)
+            await launcher.LaunchUriAsync(new Uri(vm.UpdateReleaseUrl));
+        vm.IsUpdateAvailableOpen = false;
+    }
+
     // Esc (desktop) or Back (Android) closes the topmost open overlay.
     protected override void OnKeyDown(KeyEventArgs e)
     {
@@ -140,6 +165,7 @@ public partial class MainView : UserControl
             if (vm.IsWalletInfoOpen) { vm.CloseWalletInfoCommand.Execute(null); e.Handled = true; return; }
             if (vm.IsSettingsOpen) { vm.IsSettingsOpen = false; e.Handled = true; return; }
             if (vm.IsHelpOpen) { vm.IsHelpOpen = false; e.Handled = true; return; }
+            if (vm.IsUpdateAvailableOpen) { vm.IsUpdateAvailableOpen = false; e.Handled = true; return; }
         }
         base.OnKeyDown(e);
     }

src/Cli/Program.cs

@@ -104,8 +104,9 @@ static int Info(string[] o)
     Console.WriteLine($"xpub:     {doc.AccountXpub}");
     if (doc.Cache is { } cache)
     {
-        Console.WriteLine($"saldo:    {CoinAmount.Format(cache.ConfirmedSats, account.Profile.CoinUnit)} confermato"
+        Console.WriteLine($"saldo:    {CoinAmount.Format(cache.ConfirmedSats - cache.ImmatureSats, account.Profile.CoinUnit)} spendibile"
-            + (cache.UnconfirmedSats != 0 ? $" + {CoinAmount.Format(cache.UnconfirmedSats)} in attesa (non spendibile)." : ""));
+            + (cache.ImmatureSats != 0 ? $" + {CoinAmount.Format(cache.ImmatureSats)} in maturazione (non spendibile)" : "")
+            + (cache.UnconfirmedSats != 0 ? $" + {CoinAmount.Format(cache.UnconfirmedSats)} in attesa di conferma (non spendibile)." : ""));
         Console.WriteLine($"sync:     altezza {cache.TipHeight}, {cache.History.Count} transazioni");
         Console.WriteLine($"ricezione: {account.GetReceiveAddress(cache.NextReceiveIndex)}");
     }
@@ -147,6 +148,7 @@ static async Task<int> Sync(string[] o)
         TipHeight = result.TipHeight,
         ConfirmedSats = result.ConfirmedSats,
         UnconfirmedSats = result.UnconfirmedSats,
+        ImmatureSats = result.ImmatureSats,
         NextReceiveIndex = result.NextReceiveIndex,
         NextChangeIndex = result.NextChangeIndex,
         History = [.. result.History],
@@ -158,7 +160,8 @@ static async Task<int> Sync(string[] o)
     };
     WalletStore.Save(doc, path, Opt(o, "--password"));
 
-    Console.WriteLine($"Saldo: {CoinAmount.Format(result.ConfirmedSats, account.Profile.CoinUnit)} confermato"
+    Console.WriteLine($"Saldo: {CoinAmount.Format(result.ConfirmedSats - result.ImmatureSats, account.Profile.CoinUnit)} spendibile"
+        + (result.ImmatureSats != 0 ? $" + {CoinAmount.Format(result.ImmatureSats)} in maturazione (non spendibile)" : "")
         + (result.UnconfirmedSats != 0 ? $" + {CoinAmount.Format(result.UnconfirmedSats)} in attesa di conferma (non spendibile)" : ""));
     Console.WriteLine($"Storico ({result.History.Count}):");
     foreach (var tx in result.History)
@@ -193,7 +196,7 @@ static async Task<int> Send(string[] o)
 
     var built = new TransactionFactory(account).Build(
         doc.Cache.Utxos, transactions, destination, amount, feeRate,
-        doc.Cache.NextChangeIndex, sendAll);
+        doc.Cache.NextChangeIndex, doc.Cache.TipHeight, sendAll);
 
     Console.WriteLine($"txid:  {built.Txid}");
     Console.WriteLine($"fee:   {CoinAmount.Format(built.Fee.Satoshi, account.Profile.CoinUnit)} " +

src/Core/Chain/ChainProfile.cs

@@ -126,6 +126,12 @@ public sealed record ChainProfile
     /// <summary>Target block time in seconds (LWMA v2: 120s).</summary>
     public required int BlockTimeSeconds { get; init; }
 
+    /// <summary>Blocks a coinbase output must wait before it can be spent.</summary>
+    public required int CoinbaseMaturity { get; init; }
+
+    /// <summary>Minimum confirmations required for a regular UTXO to be spendable.</summary>
+    public required int MinConfirmations { get; init; }
+
     /// <summary>BIP32/SLIP-132 headers for each script type.</summary>
     public required IReadOnlyDictionary<ScriptKind, ExtKeyHeaders> ExtKeyHeaders { get; init; }
 

src/Core/Chain/ChainProfiles.cs

@@ -26,6 +26,8 @@ public static class ChainProfiles
         ExplorerUrl = "https://explorer.palladium-coin.com/",
         SkipPowValidation = true,
         BlockTimeSeconds = 120,
+        CoinbaseMaturity = 120,
+        MinConfirmations = 6,
         ExtKeyHeaders = new Dictionary<ScriptKind, ExtKeyHeaders>
         {
             [ScriptKind.Legacy] = new(0x0488ade4, 0x0488b21e),                // xprv / xpub
@@ -53,6 +55,7 @@ public static class ChainProfiles
     {
         Kind = NetKind.Testnet,
         NetName = "testnet",
+        MinConfirmations = 1,
         WifPrefix = 0xff,
         AddrP2pkh = 127,
         AddrP2sh = 115,

src/Core/Chain/PalladiumNetworks.cs

@@ -114,7 +114,7 @@ public static class PalladiumNetworks
                 MajorityRejectBlockOutdated = 950,
                 MajorityWindow = 1000,
                 MinimumChainWork = uint256.Zero,
-                CoinbaseMaturity = 100,
+                CoinbaseMaturity = 120,
                 SupportSegwit = true,
                 SupportTaproot = true,
                 ConsensusFactory = new ConsensusFactory(),

src/Core/Net/CertificatePinStore.cs

@@ -58,10 +58,21 @@ public sealed class CertificatePinStore(string filePath)
         }
     }
 
-    private Dictionary<string, string> Load() =>
+    private Dictionary<string, string> Load()
-        File.Exists(filePath)
+    {
-            ? JsonSerializer.Deserialize<Dictionary<string, string>>(File.ReadAllText(filePath)) ?? []
+        if (!File.Exists(filePath))
-            : [];
+            return [];
+        try
+        {
+            return JsonSerializer.Deserialize<Dictionary<string, string>>(File.ReadAllText(filePath)) ?? [];
+        }
+        catch (JsonException)
+        {
+            // A corrupt pin file must not make every SSL connection fail forever:
+            // fall back to first-contact TOFU (same trust level as the bootstrap).
+            return [];
+        }
+    }
 
     private void Save(Dictionary<string, string> pins)
     {

src/Core/Net/UpdateChecker.cs

@@ -0,0 +1,66 @@
+using System;
+using System.Net.Http;
+using System.Net.Http.Json;
+using System.Text.Json.Serialization;
+using System.Threading;
+using System.Threading.Tasks;
+
+namespace PalladiumWallet.Core.Net;
+
+/// <summary>A GitHub release newer than the running app.</summary>
+public sealed record LatestRelease(string Tag, string HtmlUrl);
+
+/// <summary>
+/// Checks the latest GitHub release for the project against the running app version.
+/// Best-effort only: any network/parse failure or an up-to-date app both resolve to null,
+/// so callers never need to distinguish "no update" from "couldn't check".
+/// </summary>
+public static class UpdateChecker
+{
+    private const string ReleasesApiUrl = "https://api.github.com/repos/davide3011/PalladiumWallet/releases/latest";
+
+    private sealed class GitHubReleaseResponse
+    {
+        [JsonPropertyName("tag_name")]
+        public string? TagName { get; set; }
+
+        [JsonPropertyName("html_url")]
+        public string? HtmlUrl { get; set; }
+    }
+
+    public static async Task<LatestRelease?> CheckAsync(string currentVersion, CancellationToken ct = default)
+    {
+        try
+        {
+            using var http = new HttpClient { Timeout = TimeSpan.FromSeconds(10) };
+            http.DefaultRequestHeaders.UserAgent.ParseAdd("PalladiumWallet");
+            using var response = await http.GetAsync(ReleasesApiUrl, ct).ConfigureAwait(false);
+            if (!response.IsSuccessStatusCode) return null;
+
+            var release = await response.Content
+                .ReadFromJsonAsync<GitHubReleaseResponse>(ct)
+                .ConfigureAwait(false);
+            if (release?.TagName is not { Length: > 0 } tag) return null;
+
+            if (!TryParse(tag, out var remote) || !TryParse(currentVersion, out var local))
+                return null;
+            if (remote <= local) return null;
+
+            return new LatestRelease(tag, release.HtmlUrl ?? $"https://github.com/davide3011/PalladiumWallet/releases/tag/{tag}");
+        }
+        catch
+        {
+            return null;
+        }
+    }
+
+    /// <summary>Parses "v1.2.3" / "1.2.3-beta" style tags into a comparable <see cref="Version"/>.</summary>
+    internal static bool TryParse(string raw, out Version version)
+    {
+        var s = raw.Trim();
+        if (s.StartsWith('v') || s.StartsWith('V')) s = s[1..];
+        var dash = s.IndexOf('-');
+        if (dash >= 0) s = s[..dash];
+        return Version.TryParse(s, out version!);
+    }
+}

src/Core/PalladiumWallet.Core.csproj

@@ -10,4 +10,8 @@
     <PackageReference Include="NBitcoin" Version="10.0.6" />
   </ItemGroup>
 
+  <ItemGroup>
+    <InternalsVisibleTo Include="PalladiumWallet.Tests" />
+  </ItemGroup>
+
 </Project>

src/Core/Spv/WalletSynchronizer.cs

@@ -5,6 +5,7 @@ using PalladiumWallet.Core.Chain;
 using PalladiumWallet.Core.Crypto;
 using PalladiumWallet.Core.Net;
 using PalladiumWallet.Core.Storage;
+using PalladiumWallet.Core.Wallet;
 
 namespace PalladiumWallet.Core.Spv;
 
@@ -21,6 +22,13 @@ public sealed class SyncResult
     public required int TipHeight { get; init; }
     public required long ConfirmedSats { get; init; }
     public required long UnconfirmedSats { get; init; }
+
+    /// <summary>
+    /// Confirmed but not yet spendable: coinbase outputs below maturity or regular
+    /// outputs below <see cref="Chain.ChainProfile.MinConfirmations"/>. Subset of
+    /// <see cref="ConfirmedSats"/>.
+    /// </summary>
+    public required long ImmatureSats { get; init; }
     public required int NextReceiveIndex { get; init; }
     public required int NextChangeIndex { get; init; }
     public required IReadOnlyList<CachedTx> History { get; init; }
@@ -225,6 +233,7 @@ public sealed class WalletSynchronizer(IWalletAccount account, ElectrumClient cl
                     IsChange      = addr.IsChange,
                     AddressIndex  = addr.Index,
                     Height        = txHeights[txid],
+                    IsCoinbase    = tx.IsCoinBase,
                 });
             }
         }
@@ -275,6 +284,9 @@ public sealed class WalletSynchronizer(IWalletAccount account, ElectrumClient cl
             TipHeight        = tip.Height,
             ConfirmedSats    = utxos.Where(u => u.Height > 0).Sum(u => u.ValueSats),
             UnconfirmedSats  = utxos.Where(u => u.Height <= 0).Sum(u => u.ValueSats),
+            ImmatureSats     = utxos.Where(u =>
+                u.Height > 0 && u.Confirmations(tip.Height) < u.RequiredConfirmations(account.Profile))
+                .Sum(u => u.ValueSats),
             NextReceiveIndex = nextReceive,
             NextChangeIndex  = nextChange,
             History          = history,

src/Core/Storage/EncryptedFile.cs

@@ -26,13 +26,21 @@ public static class EncryptedFile
         try
         {
             using var doc = JsonDocument.Parse(fileContent);
-            return doc.RootElement.TryGetProperty("Format", out var f)
+            return doc.RootElement.ValueKind == JsonValueKind.Object
+                && doc.RootElement.TryGetProperty("Format", out var f)
+                && f.ValueKind == JsonValueKind.String
                 && f.GetString() == Format;
         }
         catch (JsonException)
         {
             return false;
         }
+        catch (ArgumentException)
+        {
+            // Invalid UTF-16 (lone surrogates) cannot be transcoded for parsing:
+            // certainly not an encrypted container.
+            return false;
+        }
     }
 
     public static string Encrypt(string plaintext, string password)

src/Core/Storage/WalletDocument.cs

@@ -95,6 +95,9 @@ public sealed class SyncCache
     public int TipHeight { get; set; }
     public long ConfirmedSats { get; set; }
     public long UnconfirmedSats { get; set; }
+
+    /// <summary>Confirmed but not yet spendable (coinbase immature or under min confirmations). Subset of ConfirmedSats.</summary>
+    public long ImmatureSats { get; set; }
     public int NextReceiveIndex { get; set; }
     public int NextChangeIndex { get; set; }
     public List<CachedTx> History { get; set; } = [];
@@ -150,5 +153,6 @@ public sealed class CachedUtxo
     public bool IsChange { get; set; }
     public int AddressIndex { get; set; }
     public int Height { get; set; }
+    public bool IsCoinbase { get; set; }
     public bool Frozen { get; set; }
 }

src/Core/Wallet/TransactionFactory.cs

@@ -40,6 +40,7 @@ public sealed class TransactionFactory(IWalletAccount account)
     /// <param name="amountSats">Amount; ignored when <paramref name="sendAll"/> is true.</param>
     /// <param name="feeRateSatPerVByte">Fixed fee rate in sat/vByte (§6.4).</param>
     /// <param name="changeIndex">Index of the next change address (internal chain).</param>
+    /// <param name="tipHeight">Current chain tip height, used to enforce confirmation thresholds.</param>
     /// <param name="sendAll">Send all: fee subtracted from the amount (§6.1).</param>
     public BuiltTransaction Build(
         IReadOnlyList<CachedUtxo> utxos,
@@ -48,16 +49,41 @@ public sealed class TransactionFactory(IWalletAccount account)
         long amountSats,
         decimal feeRateSatPerVByte,
         int changeIndex,
+        int tipHeight,
         bool sendAll = false)
     {
-        // Only confirmed UTXOs are spent: mempool funds appear in the "pending"
+        var profile = account.Profile;
-        // balance but are not spendable until confirmed.
+        var spendable = utxos.Where(u => u.IsSpendable(profile, tipHeight)).ToList();
-        var spendable = utxos.Where(u => !u.Frozen && u.Height > 0).ToList();
+
         if (spendable.Count == 0)
         {
-            var pending = utxos.Where(u => !u.Frozen && u.Height <= 0).Sum(u => u.ValueSats);
+            var reasons = new System.Text.StringBuilder();
-            throw new WalletSpendException(pending > 0
+
-                ? $"No confirmed funds: {CoinAmount.Format(pending)} pending confirmation (not spendable)."
+            var mempool = utxos.Where(u => !u.Frozen && u.Height <= 0).ToList();
+            if (mempool.Count > 0)
+                reasons.Append($"{mempool.Count} output(s) unconfirmed ({CoinAmount.Format(mempool.Sum(u => u.ValueSats))} in mempool). ");
+
+            var immature = utxos.Where(u =>
+                !u.Frozen && u.Height > 0 && u.IsCoinbase &&
+                u.Confirmations(tipHeight) < u.RequiredConfirmations(profile)).ToList();
+            if (immature.Count > 0)
+            {
+                var best = immature.Max(u => u.Confirmations(tipHeight));
+                var threshold = profile.CoinbaseMaturity + 1;
+                reasons.Append($"{immature.Count} coinbase output(s) not yet mature ({best}/{threshold} confirmations). ");
+            }
+
+            var underConf = utxos.Where(u =>
+                !u.Frozen && u.Height > 0 && !u.IsCoinbase &&
+                u.Confirmations(tipHeight) < u.RequiredConfirmations(profile)).ToList();
+            if (underConf.Count > 0)
+            {
+                var best = underConf.Max(u => u.Confirmations(tipHeight));
+                reasons.Append($"{underConf.Count} output(s) need {profile.MinConfirmations} confirmations ({best} so far). ");
+            }
+
+            throw new WalletSpendException(reasons.Length > 0
+                ? $"No spendable UTXOs: {reasons.ToString().TrimEnd()}"
                 : "No spendable UTXOs selected.");
         }
 

src/Core/Wallet/UtxoSpendability.cs

@@ -0,0 +1,24 @@
+using PalladiumWallet.Core.Chain;
+using PalladiumWallet.Core.Storage;
+
+namespace PalladiumWallet.Core.Wallet;
+
+/// <summary>
+/// Confirmation-threshold rules shared between coin selection (<see cref="TransactionFactory"/>)
+/// and balance reporting: a coinbase output needs COINBASE_MATURITY + 1 confirmations
+/// (consensus rule nSpendHeight - nHeight >= 120, plus one block of safety margin, matching
+/// the Qt wallet); a regular output needs <see cref="ChainProfile.MinConfirmations"/> (wallet
+/// policy, no consensus rule).
+/// </summary>
+public static class UtxoSpendability
+{
+    public static int RequiredConfirmations(this CachedUtxo utxo, ChainProfile profile) =>
+        utxo.IsCoinbase ? profile.CoinbaseMaturity + 1 : profile.MinConfirmations;
+
+    public static int Confirmations(this CachedUtxo utxo, int tipHeight) =>
+        utxo.Height <= 0 ? 0 : tipHeight - utxo.Height + 1;
+
+    /// <summary>True when the UTXO has met its confirmation threshold and is not frozen.</summary>
+    public static bool IsSpendable(this CachedUtxo utxo, ChainProfile profile, int tipHeight) =>
+        !utxo.Frozen && utxo.Height > 0 && utxo.Confirmations(tipHeight) >= utxo.RequiredConfirmations(profile);
+}

tests/PalladiumWallet.Tests/Crypto/AddressDerivationTests.cs

@@ -20,7 +20,7 @@ public class AddressDerivationTests
         // Known abandon-about address at m/44'/0'/0'/0/0 (public reference).
         var account = HdAccount.FromSeed(AbandonAboutSeed(), ScriptKind.Legacy,
             ChainProfiles.Mainnet, new KeyPath("44'/0'/0'"));
-        var pubKey = account.GetPublicKey(isChange: false, 0);
+        var pubKey = account.GetPublicKey(isChange: false, 0)!;
 
         var bitcoinAddr = pubKey.GetAddress(ScriptPubKeyType.Legacy, Network.Main);
         Assert.Equal("1LqBGSKuX5yYUonjxT5qGfpUsXKYYWeabA", bitcoinAddr.ToString());
@@ -37,7 +37,7 @@ public class AddressDerivationTests
     {
         var account = HdAccount.FromSeed(AbandonAboutSeed(), ScriptKind.WrappedSegwit,
             ChainProfiles.Mainnet, new KeyPath("49'/0'/0'"));
-        var pubKey = account.GetPublicKey(isChange: false, 0);
+        var pubKey = account.GetPublicKey(isChange: false, 0)!;
 
         var bitcoinAddr = pubKey.GetAddress(ScriptPubKeyType.SegwitP2SH, Network.Main);
         Assert.Equal("37VucYSaXLCAsxYyAPfbSi9eh4iEcbShgf", bitcoinAddr.ToString());

tests/PalladiumWallet.Tests/Crypto/Bip84Slip132Tests.cs

@@ -83,7 +83,7 @@ public class Bip84Slip132Tests
         bool isChange, int index, string? expectedPubKeyHex, string bitcoinAddress)
     {
         var account = Account();
-        var pubKey = account.GetPublicKey(isChange, index);
+        var pubKey = account.GetPublicKey(isChange, index)!;
 
         if (expectedPubKeyHex is not null)
             Assert.Equal(expectedPubKeyHex, pubKey.ToHex());

tests/PalladiumWallet.Tests/Net/CertificatePinStoreTests.cs

@@ -0,0 +1,160 @@
+using System.Security.Cryptography.X509Certificates;
+using PalladiumWallet.Core.Net;
+
+namespace PalladiumWallet.Tests.Net;
+
+/// <summary>
+/// Tests for TLS trust-on-first-use pinning (§9): first contact pins, matching
+/// certificate passes, changed certificate is rejected until an explicit reset.
+/// </summary>
+public class CertificatePinStoreTests
+{
+    private static string TempPath() =>
+        Path.Combine(Path.GetTempPath(), $"plm-pins-{Guid.NewGuid()}", "server-certs.json");
+
+    private static X509Certificate2 Cert(string cn) =>
+        FakeElectrumServer.CreateSelfSignedCertificate(cn);
+
+    private static void Cleanup(string path)
+    {
+        if (Directory.Exists(Path.GetDirectoryName(path)))
+            Directory.Delete(Path.GetDirectoryName(path)!, recursive: true);
+    }
+
+    [Fact]
+    public void Il_primo_contatto_salva_il_pin_e_lo_stesso_certificato_ripassa()
+    {
+        var path = TempPath();
+        try
+        {
+            using var cert = Cert("server");
+            var store = new CertificatePinStore(path);
+
+            Assert.True(store.VerifyOrPin("host", 50002, cert)); // first use: pinned
+            Assert.True(File.Exists(path));
+            Assert.True(store.VerifyOrPin("host", 50002, cert)); // same cert: ok
+
+            // A fresh instance reads the same file (persistence).
+            Assert.True(new CertificatePinStore(path).VerifyOrPin("host", 50002, cert));
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void Un_certificato_cambiato_viene_rifiutato()
+    {
+        var path = TempPath();
+        try
+        {
+            using var original = Cert("originale");
+            using var changed = Cert("cambiato");
+            var store = new CertificatePinStore(path);
+
+            Assert.True(store.VerifyOrPin("host", 50002, original));
+            Assert.False(store.VerifyOrPin("host", 50002, changed));
+            // The rejection must not overwrite the pin.
+            Assert.True(store.VerifyOrPin("host", 50002, original));
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void Host_e_porte_diverse_hanno_pin_indipendenti()
+    {
+        var path = TempPath();
+        try
+        {
+            using var cert1 = Cert("uno");
+            using var cert2 = Cert("due");
+            var store = new CertificatePinStore(path);
+
+            Assert.True(store.VerifyOrPin("host-a", 50002, cert1));
+            Assert.True(store.VerifyOrPin("host-b", 50002, cert2)); // different host
+            Assert.True(store.VerifyOrPin("host-a", 50012, cert2)); // different port
+            Assert.False(store.VerifyOrPin("host-a", 50002, cert2));
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void Il_reset_di_un_server_permette_di_ripinnare_il_nuovo_certificato()
+    {
+        var path = TempPath();
+        try
+        {
+            using var original = Cert("originale");
+            using var renewed = Cert("rinnovato");
+            var store = new CertificatePinStore(path);
+
+            Assert.True(store.VerifyOrPin("host", 50002, original));
+            Assert.False(store.VerifyOrPin("host", 50002, renewed));
+
+            Assert.True(store.Reset("host", 50002));
+            Assert.True(store.VerifyOrPin("host", 50002, renewed));  // re-pinned
+            Assert.False(store.VerifyOrPin("host", 50002, original)); // old one now rejected
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void Il_reset_di_un_server_mai_visto_restituisce_false()
+    {
+        var path = TempPath();
+        try
+        {
+            Assert.False(new CertificatePinStore(path).Reset("mai-visto", 50002));
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void ResetAll_cancella_il_file_e_tutti_i_pin()
+    {
+        var path = TempPath();
+        try
+        {
+            using var cert1 = Cert("uno");
+            using var cert2 = Cert("due");
+            var store = new CertificatePinStore(path);
+            store.VerifyOrPin("host-a", 50002, cert1);
+            store.VerifyOrPin("host-b", 50002, cert1);
+
+            store.ResetAll();
+
+            Assert.False(File.Exists(path));
+            Assert.True(store.VerifyOrPin("host-a", 50002, cert2)); // TOFU restarts
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void Un_file_pin_corrotto_non_blocca_le_connessioni()
+    {
+        var path = TempPath();
+        try
+        {
+            Directory.CreateDirectory(Path.GetDirectoryName(path)!);
+            File.WriteAllText(path, "{ non-json ");
+
+            using var cert = Cert("server");
+            var store = new CertificatePinStore(path);
+            Assert.True(store.VerifyOrPin("host", 50002, cert)); // falls back to first contact
+            Assert.True(store.VerifyOrPin("host", 50002, cert)); // and re-persists correctly
+        }
+        finally { Cleanup(path); }
+    }
+
+    [Fact]
+    public void La_fingerprint_e_sha256_del_certificato_in_hex_minuscolo()
+    {
+        using var cert = Cert("server");
+        var fingerprint = CertificatePinStore.Fingerprint(cert);
+
+        Assert.Equal(64, fingerprint.Length);
+        Assert.Equal(fingerprint.ToLowerInvariant(), fingerprint);
+        Assert.Equal(
+            Convert.ToHexString(System.Security.Cryptography.SHA256.HashData(cert.RawData))
+                .ToLowerInvariant(),
+            fingerprint);
+    }
+}

tests/PalladiumWallet.Tests/Net/ElectrumClientTests.cs

@@ -0,0 +1,189 @@
+using System.Text.Json;
+using PalladiumWallet.Core.Net;
+
+namespace PalladiumWallet.Tests.Net;
+
+/// <summary>
+/// Tests for the JSON-RPC transport against an in-process fake ElectrumX server
+/// (real loopback TCP socket: framing, pipelining, and failure paths are the
+/// same code paths used in production).
+/// </summary>
+public class ElectrumClientTests
+{
+    private static readonly TimeSpan Timeout = TimeSpan.FromSeconds(10);
+
+    [Fact]
+    public async Task Connessione_e_richiesta_fanno_roundtrip()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("server.banner", _ => "benvenuto");
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        Assert.True(client.IsConnected);
+        Assert.Equal("benvenuto", await client.BannerAsync());
+        // ConnectAsync performs the protocol handshake up front.
+        Assert.Equal(1, server.CallCount("server.version"));
+    }
+
+    [Fact]
+    public async Task Un_errore_del_server_diventa_ElectrumServerException()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("blockchain.transaction.get",
+            _ => throw new FakeElectrumError(-32600, "tx non trovata"));
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        var ex = await Assert.ThrowsAsync<ElectrumServerException>(
+            () => client.GetTransactionAsync("00"));
+        Assert.Contains("tx non trovata", ex.Message);
+        Assert.Contains("-32600", ex.Message);
+    }
+
+    [Fact]
+    public async Task Richieste_parallele_ricevono_ciascuna_la_propria_risposta()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("echo", p => p[0].GetInt32());
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        // More requests than the in-flight cap (32): exercises both the write
+        // batching and the id → response correlation.
+        var tasks = Enumerable.Range(0, 200)
+            .Select(i => client.RequestAsync("echo", default, i))
+            .ToList();
+        var results = await Task.WhenAll(tasks);
+
+        for (var i = 0; i < results.Length; i++)
+            Assert.Equal(i, results[i].GetInt32());
+    }
+
+    [Fact]
+    public async Task Le_notifiche_arrivano_sull_evento_NotificationReceived()
+    {
+        await using var server = new FakeElectrumServer();
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        var received = new TaskCompletionSource<(string Method, JsonElement Params)>(
+            TaskCreationOptions.RunContinuationsAsynchronously);
+        client.NotificationReceived += (method, p) => received.TrySetResult((method, p));
+
+        await server.NotifyAsync("blockchain.headers.subscribe", new object[]
+        {
+            new { height = 4242, hex = "00" },
+        });
+
+        var (method, parameters) = await received.Task.WaitAsync(Timeout);
+        Assert.Equal("blockchain.headers.subscribe", method);
+        Assert.Equal(4242, parameters[0].GetProperty("height").GetInt32());
+    }
+
+    [Fact]
+    public async Task La_chiusura_del_server_fa_fallire_le_richieste_pendenti_e_notifica_Disconnected()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("server.banner", _ => FakeElectrumServer.NoResponse);
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        var disconnected = new TaskCompletionSource(TaskCreationOptions.RunContinuationsAsynchronously);
+        client.Disconnected += _ => disconnected.TrySetResult();
+
+        var pending = client.BannerAsync();
+        server.DropClients();
+
+        await Assert.ThrowsAnyAsync<Exception>(() => pending.WaitAsync(Timeout));
+        await disconnected.Task.WaitAsync(Timeout);
+    }
+
+    [Fact]
+    public async Task La_cancellazione_del_token_annulla_la_richiesta_pendente()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("server.banner", _ => FakeElectrumServer.NoResponse);
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        using var cts = new CancellationTokenSource();
+        var pending = client.BannerAsync(cts.Token);
+        cts.Cancel();
+
+        await Assert.ThrowsAnyAsync<OperationCanceledException>(() => pending.WaitAsync(Timeout));
+    }
+
+    [Fact]
+    public async Task I_wrapper_tipizzati_del_protocollo_parsano_le_risposte()
+    {
+        await using var server = new FakeElectrumServer();
+        server.Handle("blockchain.scripthash.listunspent", _ => new object[]
+        {
+            new { tx_hash = "aa".PadLeft(64, '0'), tx_pos = 1, value = 12_345L, height = 99 },
+        });
+        server.Handle("blockchain.transaction.broadcast", p => p[0].GetString()!.Length.ToString());
+        server.Handle("blockchain.estimatefee", _ => 0.00012m);
+        server.Handle("blockchain.relayfee", _ => 0.00001m);
+        server.Handle("server.ping", _ => null);
+
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        var unspent = Assert.Single(await client.ListUnspentAsync("sh"));
+        Assert.Equal(12_345L, unspent.ValueSats);
+        Assert.Equal(1, unspent.TxPos);
+        Assert.Equal(99, unspent.Height);
+
+        Assert.Equal("4", await client.BroadcastAsync("beef"));
+        Assert.Equal(0.00012m, await client.EstimateFeeAsync(2));
+        Assert.Equal(0.00001m, await client.RelayFeeAsync());
+        await client.PingAsync(); // must not throw
+    }
+
+    [Fact]
+    public async Task Ssl_con_tofu_accetta_il_primo_certificato_e_rifiuta_un_certificato_cambiato()
+    {
+        var pinsPath = Path.Combine(Path.GetTempPath(), $"plm-pins-{Guid.NewGuid()}.json");
+        try
+        {
+            var pins = new CertificatePinStore(pinsPath);
+            int port;
+
+            // First contact: any certificate is pinned (trust on first use).
+            using (var cert1 = FakeElectrumServer.CreateSelfSignedCertificate("primo"))
+            {
+                await using var server = new FakeElectrumServer(cert1);
+                port = server.Port;
+                await using var client = await ElectrumClient.ConnectAsync(
+                    server.Host, port, useSsl: true, pins);
+                Assert.True(client.IsConnected);
+                Assert.True(client.UseSsl);
+            }
+
+            // Same host:port, different certificate: the pin must block the connection.
+            using (var cert2 = FakeElectrumServer.CreateSelfSignedCertificate("secondo"))
+            {
+                await using var server = await RebindAsync(cert2, port);
+                await Assert.ThrowsAsync<CertificatePinMismatchException>(() =>
+                    ElectrumClient.ConnectAsync(server.Host, port, useSsl: true, pins));
+            }
+        }
+        finally
+        {
+            File.Delete(pinsPath);
+        }
+    }
+
+    /// <summary>Rebinds a fresh server to the port just released by the previous one.</summary>
+    private static async Task<FakeElectrumServer> RebindAsync(
+        System.Security.Cryptography.X509Certificates.X509Certificate2 cert, int port)
+    {
+        for (var attempt = 0; ; attempt++)
+        {
+            try { return new FakeElectrumServer(cert, port); }
+            catch (System.Net.Sockets.SocketException) when (attempt < 20)
+            {
+                await Task.Delay(50);
+            }
+        }
+    }
+}

tests/PalladiumWallet.Tests/Net/FakeElectrumServer.cs

@@ -0,0 +1,212 @@
+using System.Collections.Concurrent;
+using System.Net;
+using System.Net.Security;
+using System.Net.Sockets;
+using System.Security.Cryptography;
+using System.Security.Cryptography.X509Certificates;
+using System.Text;
+using System.Text.Json;
+
+namespace PalladiumWallet.Tests.Net;
+
+/// <summary>
+/// Error a handler can throw to make the fake server reply with a JSON-RPC
+/// error object (e.g. code -102 "server busy" to exercise the retry path).
+/// </summary>
+public sealed class FakeElectrumError(int code, string message) : Exception(message)
+{
+    public int Code { get; } = code;
+}
+
+/// <summary>
+/// In-process ElectrumX-like server for tests: newline-delimited JSON-RPC 2.0
+/// over a loopback TCP socket, optionally TLS with a self-signed certificate.
+/// Handlers are registered per method and receive the request "params" array;
+/// whatever they return is serialised as the "result". "server.version" is
+/// pre-registered. Calls are counted per method (cache/retry assertions).
+/// </summary>
+public sealed class FakeElectrumServer : IAsyncDisposable
+{
+    private readonly TcpListener _listener;
+    private readonly CancellationTokenSource _cts = new();
+    private readonly Task _acceptLoop;
+    private readonly X509Certificate2? _certificate;
+    private readonly ConcurrentDictionary<string, Func<JsonElement, object?>> _handlers = new();
+    private readonly ConcurrentDictionary<string, int> _callCounts = new();
+    private readonly ConcurrentBag<(Stream Stream, SemaphoreSlim WriteLock, TcpClient Tcp)> _clients = [];
+
+    /// <summary>Sentinel: a handler returning this leaves the request unanswered (pending forever).</summary>
+    public static readonly object NoResponse = new();
+
+    public FakeElectrumServer(X509Certificate2? certificate = null, int port = 0)
+    {
+        _certificate = certificate;
+        _listener = new TcpListener(IPAddress.Loopback, port);
+        _listener.Start();
+        Handle("server.version", _ => new[] { "FakeElectrumX 1.0", "1.4" });
+        _acceptLoop = Task.Run(AcceptLoopAsync);
+    }
+
+    public int Port => ((IPEndPoint)_listener.LocalEndpoint).Port;
+    public string Host => "127.0.0.1";
+
+    /// <summary>Registers (or replaces) the handler for a JSON-RPC method.</summary>
+    public void Handle(string method, Func<JsonElement, object?> handler) =>
+        _handlers[method] = handler;
+
+    public int CallCount(string method) => _callCounts.GetValueOrDefault(method);
+
+    public void ResetCallCounts() => _callCounts.Clear();
+
+    /// <summary>Pushes a JSON-RPC notification to every connected client.</summary>
+    public async Task NotifyAsync(string method, object parameters)
+    {
+        var line = JsonSerializer.SerializeToUtf8Bytes(new
+        {
+            jsonrpc = "2.0",
+            method,
+            @params = parameters,
+        });
+        foreach (var (stream, writeLock, _) in _clients)
+            await WriteLineAsync(stream, writeLock, line);
+    }
+
+    /// <summary>Abruptly closes every accepted connection (tests the client's failure paths).</summary>
+    public void DropClients()
+    {
+        foreach (var (_, _, tcp) in _clients)
+            tcp.Close();
+    }
+
+    /// <summary>Self-signed certificate for TLS tests (exportable, valid now).</summary>
+    public static X509Certificate2 CreateSelfSignedCertificate(string cn = "fake-electrum")
+    {
+        using var rsa = RSA.Create(2048);
+        var request = new CertificateRequest(
+            $"CN={cn}", rsa, HashAlgorithmName.SHA256, RSASignaturePadding.Pkcs1);
+        using var cert = request.CreateSelfSigned(
+            DateTimeOffset.UtcNow.AddDays(-1), DateTimeOffset.UtcNow.AddDays(30));
+        // PFX roundtrip so the private key is usable by SslStream on every platform.
+        return X509CertificateLoader.LoadPkcs12(cert.Export(X509ContentType.Pfx), null);
+    }
+
+    private async Task AcceptLoopAsync()
+    {
+        try
+        {
+            while (!_cts.IsCancellationRequested)
+            {
+                var tcp = await _listener.AcceptTcpClientAsync(_cts.Token);
+                _ = Task.Run(() => ServeClientAsync(tcp));
+            }
+        }
+        catch (OperationCanceledException) { }
+        catch (SocketException) { }
+    }
+
+    private async Task ServeClientAsync(TcpClient tcp)
+    {
+        try
+        {
+            Stream stream = tcp.GetStream();
+            if (_certificate is not null)
+            {
+                var ssl = new SslStream(stream, leaveInnerStreamOpen: false);
+                await ssl.AuthenticateAsServerAsync(_certificate);
+                stream = ssl;
+            }
+
+            var writeLock = new SemaphoreSlim(1, 1);
+            _clients.Add((stream, writeLock, tcp));
+
+            using var reader = new StreamReader(stream, Encoding.UTF8, false, 4096, leaveOpen: true);
+            while (!_cts.IsCancellationRequested)
+            {
+                var line = await reader.ReadLineAsync(_cts.Token);
+                if (line is null) break;
+                if (line.Length == 0) continue;
+                await HandleRequestAsync(stream, writeLock, line);
+            }
+        }
+        catch (Exception)
+        {
+            // Client went away or TLS failed (e.g. rejected pin): normal in tests.
+        }
+    }
+
+    private async Task HandleRequestAsync(Stream stream, SemaphoreSlim writeLock, string line)
+    {
+        using var doc = JsonDocument.Parse(line);
+        var root = doc.RootElement;
+        var id = root.GetProperty("id").GetInt64();
+        var method = root.GetProperty("method").GetString()!;
+        var parameters = root.TryGetProperty("params", out var p) ? p : default;
+
+        _callCounts.AddOrUpdate(method, 1, (_, n) => n + 1);
+
+        byte[] payload;
+        if (!_handlers.TryGetValue(method, out var handler))
+        {
+            payload = JsonSerializer.SerializeToUtf8Bytes(new
+            {
+                jsonrpc = "2.0",
+                id,
+                error = new { code = -32601, message = $"unknown method '{method}'" },
+            });
+        }
+        else
+        {
+            try
+            {
+                var result = handler(parameters);
+                if (ReferenceEquals(result, NoResponse))
+                    return;
+                payload = JsonSerializer.SerializeToUtf8Bytes(new
+                {
+                    jsonrpc = "2.0",
+                    id,
+                    result,
+                });
+            }
+            catch (FakeElectrumError err)
+            {
+                payload = JsonSerializer.SerializeToUtf8Bytes(new
+                {
+                    jsonrpc = "2.0",
+                    id,
+                    error = new { code = err.Code, message = err.Message },
+                });
+            }
+        }
+
+        await WriteLineAsync(stream, writeLock, payload);
+    }
+
+    private static async Task WriteLineAsync(Stream stream, SemaphoreSlim writeLock, byte[] payload)
+    {
+        await writeLock.WaitAsync();
+        try
+        {
+            await stream.WriteAsync(payload);
+            stream.WriteByte((byte)'\n');
+            await stream.FlushAsync();
+        }
+        catch (Exception)
+        {
+            // Connection already gone: irrelevant for the test in progress.
+        }
+        finally
+        {
+            writeLock.Release();
+        }
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _cts.CancelAsync();
+        _listener.Stop();
+        DropClients();
+        try { await _acceptLoop; } catch { }
+        _cts.Dispose();
+    }
+}

tests/PalladiumWallet.Tests/Net/ServerRegistryTests.cs

@@ -79,6 +79,49 @@ public class ServerRegistryTests
         }
     }
 
+    [Fact]
+    public async Task La_discovery_aggiunge_i_peer_annunciati_e_li_persiste()
+    {
+        var path = TempPath();
+        try
+        {
+            await using var server = new FakeElectrumServer();
+            server.Handle("server.peers.subscribe", _ => new object[]
+            {
+                // Full announcement, port-less announcement (→ profile defaults),
+                // and a bootstrap duplicate that must not be re-added.
+                new object[] { "10.0.0.9", "nuovo.esempio.org", new[] { "v1.4.2", "t50001", "s50002" } },
+                new object[] { "10.0.0.8", "senza-porte.esempio.org", new[] { "v1.4", "t", "s" } },
+                new object[] { "173.212.224.67", "173.212.224.67", new[] { "v1.4", "t50001" } },
+            });
+            await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+            var registry = new ServerRegistry(ChainProfiles.Mainnet, path);
+            var bootstrapCount = registry.All.Count;
+
+            var added = await registry.DiscoverAsync(client);
+
+            Assert.Equal(2, added);
+            Assert.Equal(bootstrapCount + 2, registry.All.Count);
+            var defaulted = registry.All.Single(s => s.Host == "senza-porte.esempio.org");
+            Assert.Equal(ChainProfiles.Mainnet.DefaultTcpPort, defaulted.TcpPort);
+            Assert.Equal(ChainProfiles.Mainnet.DefaultSslPort, defaulted.SslPort);
+
+            // Persisted for the next session (bootstrap servers excluded from the file).
+            var reloaded = new ServerRegistry(ChainProfiles.Mainnet, path);
+            Assert.Equal(bootstrapCount + 2, reloaded.All.Count);
+            var savedJson = File.ReadAllText(path);
+            Assert.DoesNotContain("173.212.224.67", savedJson);
+
+            // A second discovery of the same peers adds nothing.
+            Assert.Equal(0, await registry.DiscoverAsync(client));
+        }
+        finally
+        {
+            File.Delete(path);
+        }
+    }
+
     [Fact]
     public void Un_file_server_corrotto_non_blocca_l_avvio()
     {

tests/PalladiumWallet.Tests/Net/UpdateCheckerTests.cs

@@ -0,0 +1,44 @@
+using PalladiumWallet.Core.Net;
+
+namespace PalladiumWallet.Tests.Net;
+
+/// <summary>
+/// Tests for the release-tag parsing used by the update check. The network
+/// call itself is best-effort by design (any failure → null) and is not
+/// exercised here: only the version-comparison logic is deterministic.
+/// </summary>
+public class UpdateCheckerTests
+{
+    [Theory]
+    [InlineData("v1.2.3", "1.2.3")]
+    [InlineData("V0.9.1", "0.9.1")]
+    [InlineData("1.2.3", "1.2.3")]
+    [InlineData("0.9.0-beta", "0.9.0")]
+    [InlineData("v2.0.0-rc.1", "2.0.0")]
+    [InlineData(" 1.4 ", "1.4")]
+    public void I_tag_di_release_si_parsano_nella_versione_attesa(string tag, string expected)
+    {
+        Assert.True(UpdateChecker.TryParse(tag, out var version));
+        Assert.Equal(Version.Parse(expected), version);
+    }
+
+    [Theory]
+    [InlineData("")]
+    [InlineData("main")]
+    [InlineData("v")]
+    [InlineData("1")]
+    [InlineData("non-una-versione")]
+    public void I_tag_non_versionati_vengono_rifiutati(string tag)
+    {
+        Assert.False(UpdateChecker.TryParse(tag, out _));
+    }
+
+    [Fact]
+    public void Il_confronto_remota_maggiore_di_locale_segue_l_ordine_semver()
+    {
+        // The same comparison CheckAsync applies between remote tag and running app.
+        Assert.True(UpdateChecker.TryParse("v0.10.0", out var remote));
+        Assert.True(UpdateChecker.TryParse("0.9.0", out var local));
+        Assert.True(remote > local); // 0.10 > 0.9: numeric, not lexicographic
+    }
+}

tests/PalladiumWallet.Tests/PropertyTests.cs

@@ -182,6 +182,121 @@ public class PropertyTests
         });
     }
 
+    // ── Scripthash ────────────────────────────────────────────────────────────
+
+    /// The scripthash must equal an independent SHA-256-and-reverse computation
+    /// for any script bytes (cross-check, not a re-run of the same code).
+    [Fact]
+    public void Scripthash_coincide_con_il_calcolo_indipendente_per_ogni_script()
+    {
+        Gen.Byte.Array[0, 64].Sample(bytes =>
+        {
+            var expected = System.Security.Cryptography.SHA256.HashData(bytes);
+            Array.Reverse(expected);
+            Assert.Equal(
+                Convert.ToHexString(expected).ToLowerInvariant(),
+                Core.Spv.Scripthash.FromScript(Script.FromBytesUnsafe(bytes)));
+        });
+    }
+
+    // ── Slip132 ───────────────────────────────────────────────────────────────
+
+    private static readonly Gen<Core.Chain.ScriptKind> GenScriptKind = Gen.OneOfConst(
+        Core.Chain.ScriptKind.Legacy,
+        Core.Chain.ScriptKind.WrappedSegwit,
+        Core.Chain.ScriptKind.NativeSegwit,
+        Core.Chain.ScriptKind.WrappedSegwitMultisig,
+        Core.Chain.ScriptKind.NativeSegwitMultisig);
+
+    private static readonly Gen<Core.Chain.ChainProfile> GenProfile = Gen.OneOfConst(
+        Core.Chain.ChainProfiles.Mainnet, Core.Chain.ChainProfiles.Testnet);
+
+    /// Encode → TryDecodePrivate must roundtrip key bytes and header family
+    /// for any key, script kind, and network.
+    [Fact]
+    public void Slip132_roundtrip_chiave_privata_per_ogni_kind_e_rete()
+    {
+        Gen.Select(Gen.Byte.Array[32, 64], GenScriptKind, GenProfile).Sample((seed, kind, profile) =>
+        {
+            var key = ExtKey.CreateFromSeed(seed);
+            var encoded = Core.Crypto.Slip132.Encode(key, kind, profile);
+
+            Assert.True(Core.Crypto.Slip132.TryDecodePrivate(encoded, profile, out var decoded, out var decodedKind));
+            Assert.Equal(key.ToBytes(), decoded!.ToBytes());
+            // Legacy and Taproot share the BIP32 header: compare header families, not enum values.
+            Assert.Equal(profile.ExtKeyHeaders[kind], profile.ExtKeyHeaders[decodedKind]);
+            // A private key must never decode as public.
+            Assert.False(Core.Crypto.Slip132.TryDecodePublic(encoded, profile, out _, out _));
+        });
+    }
+
+    /// Same roundtrip for the public (watch-only import) side.
+    [Fact]
+    public void Slip132_roundtrip_chiave_pubblica_per_ogni_kind_e_rete()
+    {
+        Gen.Select(Gen.Byte.Array[32, 64], GenScriptKind, GenProfile).Sample((seed, kind, profile) =>
+        {
+            var xpub = ExtKey.CreateFromSeed(seed).Neuter();
+            var encoded = Core.Crypto.Slip132.Encode(xpub, kind, profile);
+
+            Assert.True(Core.Crypto.Slip132.TryDecodePublic(encoded, profile, out var decoded, out var decodedKind));
+            Assert.Equal(xpub.ToBytes(), decoded!.ToBytes());
+            Assert.Equal(profile.ExtKeyHeaders[kind], profile.ExtKeyHeaders[decodedKind]);
+            Assert.False(Core.Crypto.Slip132.TryDecodePrivate(encoded, profile, out _, out _));
+        });
+    }
+
+    /// TryDecode must never throw on arbitrary input strings.
+    [Fact]
+    public void Slip132_TryDecode_non_lancia_mai_su_input_arbitrario()
+    {
+        Gen.String.Sample(text =>
+        {
+            try
+            {
+                Core.Crypto.Slip132.TryDecodePublic(text, Core.Chain.ChainProfiles.Mainnet, out _, out _);
+                Core.Crypto.Slip132.TryDecodePrivate(text, Core.Chain.ChainProfiles.Mainnet, out _, out _);
+            }
+            catch (Exception ex)
+            {
+                Assert.Fail($"TryDecode threw {ex.GetType().Name} for '{text}'");
+            }
+        });
+    }
+
+    // ── WalletDocument ────────────────────────────────────────────────────────
+
+    /// ToJson → FromJson must preserve labels and contacts for arbitrary strings
+    /// (unicode, quotes, control characters…).
+    [Fact]
+    public void WalletDocument_roundtrip_json_con_etichette_e_contatti_arbitrari()
+    {
+        Gen.Select(Gen.Select(Gen.String, Gen.String).Array[0, 8], Gen.String).Sample((pairs, contactName) =>
+        {
+            // Lone UTF-16 surrogates are not representable in JSON (the writer
+            // replaces them): an exact roundtrip is impossible by design, skip.
+            if (pairs.Any(p => p.Item1.Any(char.IsSurrogate) || p.Item2.Any(char.IsSurrogate))
+                || contactName.Any(char.IsSurrogate))
+                return;
+
+            var doc = new WalletDocument
+            {
+                Network = "regtest",
+                ScriptKind = "NativeSegwit",
+                AccountPath = "84'/1'/0'",
+                AccountXpub = "vpub-test",
+                Contacts = { new StoredContact { Name = contactName, Address = "rplm1qtest" } },
+            };
+            foreach (var (k, v) in pairs)
+                doc.Labels[k] = v;
+
+            var restored = WalletDocument.FromJson(doc.ToJson());
+
+            Assert.Equal(doc.Labels, restored.Labels);
+            Assert.Equal(contactName, Assert.Single(restored.Contacts).Name);
+        });
+    }
+
     // helper: builds the branch for the given position
     private static List<uint256> BuildBranch(IReadOnlyList<uint256> leaves, int position)
     {

tests/PalladiumWallet.Tests/Spv/WalletSynchronizerTests.cs

@@ -0,0 +1,376 @@
+using System.Text.Json;
+using NBitcoin;
+using PalladiumWallet.Core.Chain;
+using PalladiumWallet.Core.Crypto;
+using PalladiumWallet.Core.Net;
+using PalladiumWallet.Core.Spv;
+using PalladiumWallet.Tests.Net;
+
+namespace PalladiumWallet.Tests.Spv;
+
+/// <summary>
+/// End-to-end tests of the SPV synchroniser against the in-process fake server:
+/// gap-limit scanning, UTXO/history reconstruction, Merkle verification (the
+/// path that must reject a lying server), busy retry, and the disk cache.
+/// Every block in these scenarios contains a single transaction, so the Merkle
+/// root is the txid itself and the branch is empty (the tree math has its own
+/// dedicated tests in <see cref="MerkleProofTests"/>).
+/// </summary>
+public class WalletSynchronizerTests
+{
+    private static readonly ChainProfile Profile = ChainProfiles.Regtest;
+    private static readonly Network Net = PalladiumNetworks.Regtest;
+
+    private static HdAccount Account()
+    {
+        Assert.True(Bip39.TryParse(
+            "abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon about",
+            out var mnemonic));
+        return HdAccount.FromMnemonic(mnemonic!, null, ScriptKind.NativeSegwit, Profile);
+    }
+
+    /// <summary>
+    /// Server-side chain state: transactions, per-scripthash histories and
+    /// single-transaction block headers, wired onto a FakeElectrumServer.
+    /// </summary>
+    private sealed class Scenario
+    {
+        public int TipHeight = 200;
+        public readonly Dictionary<string, Transaction> Txs = [];
+        public readonly Dictionary<string, List<(string Txid, int Height)>> History = [];
+        public readonly Dictionary<int, string> Headers = [];
+
+        /// <summary>Creates a tx paying <paramref name="sats"/> to <paramref name="to"/> and registers it.</summary>
+        public Transaction Pay(BitcoinAddress to, long sats, int height, OutPoint? from = null,
+            bool coinbase = false, BitcoinAddress? changeTo = null, long changeSats = 0)
+        {
+            var tx = Net.CreateTransaction();
+            tx.Inputs.Add(coinbase ? new TxIn() : new TxIn(from ?? new OutPoint(uint256.One, 0)));
+            tx.Outputs.Add(Money.Satoshis(sats), to);
+            if (changeTo is not null)
+                tx.Outputs.Add(Money.Satoshis(changeSats), changeTo);
+            Register(tx, height, to, changeTo);
+            return tx;
+        }
+
+        public void Register(Transaction tx, int height, params BitcoinAddress?[] touchedAddresses)
+        {
+            var txid = tx.GetHash().ToString();
+            Txs[txid] = tx;
+            foreach (var addr in touchedAddresses)
+            {
+                if (addr is null) continue;
+                var sh = Scripthash.FromAddress(addr);
+                if (!History.TryGetValue(sh, out var list))
+                    History[sh] = list = [];
+                if (!list.Contains((txid, height)))
+                    list.Add((txid, height));
+            }
+            if (height > 0 && !Headers.ContainsKey(height))
+                Headers[height] = SingleTxHeaderHex(tx.GetHash(), height);
+        }
+
+        /// <summary>80-byte header of a block whose only transaction is <paramref name="txid"/>.</summary>
+        public static string SingleTxHeaderHex(uint256 txid, int height, uint256? merkleRoot = null)
+        {
+            var header = Net.Consensus.ConsensusFactory.CreateBlockHeader();
+            header.HashPrevBlock = uint256.Zero;
+            header.HashMerkleRoot = merkleRoot ?? txid;
+            header.BlockTime = DateTimeOffset.FromUnixTimeSeconds(1_700_000_000 + height);
+            header.Bits = new Target(0x1d00ffffu);
+            header.Nonce = (uint)height;
+            return Convert.ToHexString(header.ToBytes()).ToLowerInvariant();
+        }
+
+        public void WireTo(FakeElectrumServer server)
+        {
+            server.Handle("blockchain.headers.subscribe",
+                _ => new { height = TipHeight, hex = SingleTxHeaderHex(uint256.One, TipHeight) });
+            server.Handle("blockchain.scripthash.subscribe", _ => null);
+            server.Handle("blockchain.scripthash.get_history", p =>
+                (History.GetValueOrDefault(p[0].GetString()!) ?? [])
+                    .Select(h => new { tx_hash = h.Txid, height = h.Height }));
+            server.Handle("blockchain.transaction.get", p =>
+                Txs.TryGetValue(p[0].GetString()!, out var tx)
+                    ? tx.ToHex()
+                    : throw new FakeElectrumError(-32600, "no such transaction"));
+            server.Handle("blockchain.transaction.get_merkle", p =>
+                new { block_height = p[1].GetInt32(), pos = 0, merkle = Array.Empty<string>() });
+            server.Handle("blockchain.block.header", p =>
+                Headers.TryGetValue(p[0].GetInt32(), out var hex)
+                    ? hex
+                    : throw new FakeElectrumError(-32600, "no such block"));
+        }
+    }
+
+    private static async Task<(FakeElectrumServer Server, ElectrumClient Client)> StartAsync(Scenario scenario)
+    {
+        var server = new FakeElectrumServer();
+        scenario.WireTo(server);
+        var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+        return (server, client);
+    }
+
+    // ---- scansione ----
+
+    [Fact]
+    public async Task Wallet_vuoto_scansiona_il_gap_limit_e_riporta_saldo_zero()
+    {
+        var scenario = new Scenario();
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(Account(), client).SyncOnceAsync();
+
+        Assert.Equal(200, result.TipHeight);
+        Assert.Equal(0, result.ConfirmedSats);
+        Assert.Equal(0, result.UnconfirmedSats);
+        Assert.Equal(0, result.NextReceiveIndex);
+        Assert.Equal(0, result.NextChangeIndex);
+        // Default gap limit 20 on both chains.
+        Assert.Equal(40, result.Addresses.Count);
+        Assert.Equal(40, server.CallCount("blockchain.scripthash.get_history"));
+        Assert.Empty(result.Utxos);
+        Assert.Empty(result.History);
+    }
+
+    [Fact]
+    public async Task La_scoperta_continua_oltre_il_primo_batch_quando_un_indirizzo_e_usato()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        scenario.Pay(account.GetReceiveAddress(3), 50_000, height: 100);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client, gapLimit: 5).SyncOnceAsync();
+
+        // Index 3 used → the window slides: 5 more empty addresses (5..9) close the scan.
+        Assert.Equal(4, result.NextReceiveIndex);
+        Assert.Equal(10, result.Addresses.Count(a => !a.IsChange));
+        Assert.Equal(5, result.Addresses.Count(a => a.IsChange));
+        Assert.Equal(50_000, result.ConfirmedSats);
+    }
+
+    // ---- ricostruzione UTXO e storico ----
+
+    [Fact]
+    public async Task Una_ricezione_confermata_produce_utxo_saldo_e_storico_verificato()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        var funding = scenario.Pay(account.GetReceiveAddress(0), 1_000_000, height: 100);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+
+        Assert.Equal(1_000_000, result.ConfirmedSats);
+        Assert.Equal(0, result.ImmatureSats); // regtest: 1 conferma minima, ne ha 101
+        Assert.Equal(1, result.NextReceiveIndex);
+
+        var utxo = Assert.Single(result.Utxos);
+        Assert.Equal(funding.GetHash().ToString(), utxo.Txid);
+        Assert.Equal(100, utxo.Height);
+        Assert.False(utxo.IsChange);
+
+        var entry = Assert.Single(result.History);
+        Assert.Equal(1_000_000, entry.DeltaSats);
+        Assert.True(entry.Verified); // Merkle proof checked against the header
+
+        var row = result.AddressRows.Single(r => r.Address == account.GetReceiveAddress(0).ToString());
+        Assert.Equal(1_000_000, row.BalanceSats);
+        Assert.Equal(1, row.TxCount);
+    }
+
+    [Fact]
+    public async Task Una_spesa_rimuove_l_utxo_e_produce_il_delta_negativo()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        var funding = scenario.Pay(account.GetReceiveAddress(0), 1_000_000, height: 100);
+
+        // Spend: 600k to an external address, 390k change to change/0, 10k fee.
+        var external = new Key().PubKey.GetAddress(ScriptPubKeyType.Segwit, Net);
+        var spend = Net.CreateTransaction();
+        spend.Inputs.Add(new TxIn(new OutPoint(funding, 0)));
+        spend.Outputs.Add(Money.Satoshis(600_000), external);
+        spend.Outputs.Add(Money.Satoshis(390_000), account.GetChangeAddress(0));
+        scenario.Register(spend, 101, account.GetReceiveAddress(0), account.GetChangeAddress(0));
+
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+
+        // The funding UTXO is spent: only the change remains.
+        var utxo = Assert.Single(result.Utxos);
+        Assert.Equal(spend.GetHash().ToString(), utxo.Txid);
+        Assert.True(utxo.IsChange);
+        Assert.Equal(390_000, result.ConfirmedSats);
+        Assert.Equal(1, result.NextChangeIndex);
+
+        // History newest-first with the net deltas.
+        Assert.Equal(2, result.History.Count);
+        Assert.Equal(spend.GetHash().ToString(), result.History[0].Txid);
+        Assert.Equal(-610_000, result.History[0].DeltaSats); // 390k change − 1M spent
+        Assert.Equal(1_000_000, result.History[1].DeltaSats);
+    }
+
+    [Fact]
+    public async Task Una_tx_in_mempool_conta_nel_saldo_non_confermato_e_non_verifica_merkle()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        scenario.Pay(account.GetReceiveAddress(0), 250_000, height: 0);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+
+        Assert.Equal(0, result.ConfirmedSats);
+        Assert.Equal(250_000, result.UnconfirmedSats);
+        var entry = Assert.Single(result.History);
+        Assert.False(entry.Verified);
+        Assert.Equal(0, server.CallCount("blockchain.transaction.get_merkle"));
+        Assert.Equal(0, server.CallCount("blockchain.block.header"));
+    }
+
+    [Fact]
+    public async Task Un_coinbase_immaturo_finisce_nel_saldo_immaturo()
+    {
+        var account = Account();
+        var scenario = new Scenario { TipHeight = 200 };
+        // 11 confirmations at tip 200: far below CoinbaseMaturity+1 = 121.
+        scenario.Pay(account.GetReceiveAddress(0), 5_000_000_000, height: 190, coinbase: true);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+
+        Assert.Equal(5_000_000_000, result.ConfirmedSats);
+        Assert.Equal(5_000_000_000, result.ImmatureSats);
+        Assert.True(Assert.Single(result.Utxos).IsCoinbase);
+    }
+
+    // ---- sicurezza SPV ----
+
+    [Fact]
+    public async Task Una_prova_merkle_che_non_torna_con_l_header_fa_fallire_la_sync()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        var funding = scenario.Pay(account.GetReceiveAddress(0), 1_000_000, height: 100);
+        // The server lies: the block 100 header commits to a different Merkle root.
+        scenario.Headers[100] = Scenario.SingleTxHeaderHex(
+            funding.GetHash(), 100, merkleRoot: uint256.One);
+
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var ex = await Assert.ThrowsAsync<SpvVerificationException>(
+            () => new WalletSynchronizer(account, client).SyncOnceAsync());
+        Assert.Contains(funding.GetHash().ToString(), ex.Message);
+    }
+
+    // ---- resilienza ----
+
+    [Fact]
+    public async Task Gli_errori_server_busy_vengono_ritentati_fino_al_successo()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        scenario.Pay(account.GetReceiveAddress(0), 1_000_000, height: 100);
+
+        var server = new FakeElectrumServer();
+        scenario.WireTo(server);
+        // The first 3 history calls fail with the ElectrumX throttling error.
+        var failures = 3;
+        var histories = scenario.History;
+        server.Handle("blockchain.scripthash.get_history", p =>
+        {
+            if (Interlocked.Decrement(ref failures) >= 0)
+                throw new FakeElectrumError(-102, "excessive resource usage");
+            return (histories.GetValueOrDefault(p[0].GetString()!) ?? [])
+                .Select(h => new { tx_hash = h.Txid, height = h.Height });
+        });
+
+        await using var _ = server;
+        await using var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+        Assert.Equal(1_000_000, result.ConfirmedSats);
+    }
+
+    // ---- cache su disco ----
+
+    [Fact]
+    public async Task La_cache_precaricata_evita_di_riscaricare_tx_prove_e_header()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        scenario.Pay(account.GetReceiveAddress(0), 1_000_000, height: 100);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var first = new WalletSynchronizer(account, client);
+        var result1 = await first.SyncOnceAsync();
+        var (rawTx, verifiedAt, headers) = first.ExportCaches(Net);
+
+        Assert.Single(rawTx);      // the confirmed tx is exported
+        Assert.Single(verifiedAt); // with its verified height
+        Assert.NotEmpty(headers);
+
+        // Fresh synchroniser (new launch), warm cache: no re-download.
+        server.ResetCallCounts();
+        var second = new WalletSynchronizer(account, client);
+        second.PreloadCaches(rawTx, verifiedAt, headers,
+            result1.NextReceiveIndex, result1.NextChangeIndex, Net);
+        var result2 = await second.SyncOnceAsync();
+
+        Assert.Equal(result1.ConfirmedSats, result2.ConfirmedSats);
+        Assert.Equal(0, server.CallCount("blockchain.transaction.get"));
+        Assert.Equal(0, server.CallCount("blockchain.transaction.get_merkle"));
+        Assert.Equal(0, server.CallCount("blockchain.block.header"));
+    }
+
+    [Fact]
+    public async Task Le_tx_non_confermate_non_vengono_esportate_nella_cache()
+    {
+        var account = Account();
+        var scenario = new Scenario();
+        scenario.Pay(account.GetReceiveAddress(0), 250_000, height: 0); // mempool
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var sync = new WalletSynchronizer(account, client);
+        await sync.SyncOnceAsync();
+        var (rawTx, verifiedAt, _) = sync.ExportCaches(Net);
+
+        // Unconfirmed txs can change (RBF): they must always be re-downloaded.
+        Assert.Empty(rawTx);
+        Assert.Empty(verifiedAt);
+    }
+
+    // ---- account a indirizzi fissi (WIF importati) ----
+
+    [Fact]
+    public async Task Un_account_con_indirizzi_fissi_scansiona_solo_quelli()
+    {
+        var key = new Key();
+        var address = key.PubKey.GetAddress(ScriptPubKeyType.Segwit, Net);
+        var account = new ImportedKeyAccount([(address, key)], ScriptKind.NativeSegwit, Profile);
+
+        var scenario = new Scenario();
+        scenario.Pay(address, 750_000, height: 150);
+        var (server, client) = await StartAsync(scenario);
+        await using var _ = server; await using var __ = client;
+
+        var result = await new WalletSynchronizer(account, client).SyncOnceAsync();
+
+        Assert.Equal(750_000, result.ConfirmedSats);
+        Assert.Single(result.Addresses);
+        Assert.Equal(1, server.CallCount("blockchain.scripthash.get_history"));
+        Assert.Equal(1, result.NextReceiveIndex);
+    }
+}

tests/PalladiumWallet.Tests/Storage/AppPathsTests.cs

@@ -0,0 +1,84 @@
+using PalladiumWallet.Core.Chain;
+using PalladiumWallet.Core.Storage;
+
+namespace PalladiumWallet.Tests.Storage;
+
+/// <summary>
+/// Tests for the data-path resolution (§8), pinned to a temporary root via
+/// <see cref="AppPaths.OverrideDataRoot"/> — the same seam the Android head and
+/// the CLI --data-dir use — so nothing outside the temp folder is touched.
+/// The pointer-file and portable-mode branches read machine-global locations
+/// and are deliberately not exercised here.
+/// </summary>
+public class AppPathsTests : IDisposable
+{
+    private readonly string _root;
+    private readonly string? _savedOverride;
+
+    public AppPathsTests()
+    {
+        _root = Path.Combine(Path.GetTempPath(), $"plm-data-{Guid.NewGuid()}");
+        _savedOverride = AppPaths.OverrideDataRoot;
+        AppPaths.OverrideDataRoot = _root;
+    }
+
+    public void Dispose()
+    {
+        AppPaths.OverrideDataRoot = _savedOverride;
+        if (Directory.Exists(_root))
+            Directory.Delete(_root, recursive: true);
+    }
+
+    [Fact]
+    public void L_override_ha_priorita_su_tutto()
+    {
+        Assert.Equal(_root, AppPaths.DataRoot());
+        Assert.True(AppPaths.IsDataLocationConfigured());
+    }
+
+    [Fact]
+    public void Ogni_rete_ha_la_propria_sottocartella_con_il_nome_del_profilo()
+    {
+        foreach (var net in new[] { NetKind.Mainnet, NetKind.Testnet, NetKind.Regtest })
+        {
+            var dir = AppPaths.ForNetwork(net);
+            Assert.Equal(Path.Combine(_root, ChainProfiles.For(net).NetName), dir);
+            Assert.True(Directory.Exists(dir));
+        }
+    }
+
+    [Fact]
+    public void I_percorsi_dei_file_di_rete_stanno_sotto_la_cartella_della_rete()
+    {
+        var netDir = AppPaths.ForNetwork(NetKind.Mainnet);
+
+        Assert.Equal(Path.Combine(netDir, "server-certs.json"), AppPaths.CertificatePinsPath(NetKind.Mainnet));
+        Assert.Equal(Path.Combine(netDir, "servers.json"), AppPaths.ServersPath(NetKind.Mainnet));
+        Assert.Equal(Path.Combine(netDir, "wallets", "default.wallet.json"),
+            AppPaths.DefaultWalletPath(NetKind.Mainnet));
+        Assert.Equal(Path.Combine(_root, "config.json"), AppPaths.ConfigPath());
+    }
+
+    [Fact]
+    public void WalletFiles_elenca_solo_i_wallet_in_ordine_alfabetico()
+    {
+        var dir = AppPaths.WalletsDir(NetKind.Regtest);
+        File.WriteAllText(Path.Combine(dir, "zeta.wallet.json"), "{}");
+        File.WriteAllText(Path.Combine(dir, "alfa.wallet.json"), "{}");
+        File.WriteAllText(Path.Combine(dir, "non-un-wallet.txt"), "x");
+        File.WriteAllText(Path.Combine(dir, "default.wallet.json.lock"), "x");
+
+        var files = AppPaths.WalletFiles(NetKind.Regtest);
+
+        Assert.Equal(2, files.Count);
+        Assert.EndsWith("alfa.wallet.json", files[0]);
+        Assert.EndsWith("zeta.wallet.json", files[1]);
+    }
+
+    [Fact]
+    public void Le_reti_non_condividono_le_cartelle_wallet()
+    {
+        Assert.NotEqual(AppPaths.WalletsDir(NetKind.Mainnet), AppPaths.WalletsDir(NetKind.Testnet));
+        Assert.NotEqual(AppPaths.WalletsDir(NetKind.Testnet), AppPaths.WalletsDir(NetKind.Regtest));
+    }
+}

tests/PalladiumWallet.Tests/Storage/StorageTests.cs

@@ -77,6 +77,31 @@ public class StorageTests
         Assert.False(EncryptedFile.IsEncrypted("non è json"));
     }
 
+    // Regression: valid JSON whose root is not an object (found by the
+    // property test) must not throw from TryGetProperty.
+    [Theory]
+    [InlineData("5")]
+    [InlineData("true")]
+    [InlineData("\"stringa\"")]
+    [InlineData("[1, 2]")]
+    public void IsEncrypted_restituisce_false_per_json_con_radice_non_oggetto(string content)
+    {
+        Assert.False(EncryptedFile.IsEncrypted(content));
+    }
+
+    [Fact]
+    public void IsEncrypted_restituisce_false_per_utf16_invalido()
+    {
+        // Lone surrogate: cannot be transcoded to UTF-8 for JSON parsing.
+        Assert.False(EncryptedFile.IsEncrypted("\ud800"));
+    }
+
+    [Fact]
+    public void IsEncrypted_restituisce_false_se_Format_non_e_una_stringa()
+    {
+        Assert.False(EncryptedFile.IsEncrypted("{\"Format\": 42}"));
+    }
+
     // ---- WalletDocument JSON ----
 
     [Fact]

tests/PalladiumWallet.Tests/Wallet/TransactionFactoryTests.cs

@@ -48,7 +48,7 @@ public class TransactionFactoryTests
 
         var built = new TransactionFactory(account).Build(
             utxos, txs, destination, amountSats: 400_000,
-            feeRateSatPerVByte: 2, changeIndex: 0);
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100);
 
         Assert.True(built.Signed);
         // Output: recipient + change.
@@ -74,7 +74,7 @@ public class TransactionFactoryTests
 
         var built = new TransactionFactory(account).Build(
             utxos, txs, destination, amountSats: 0,
-            feeRateSatPerVByte: 1, changeIndex: 0, sendAll: true);
+            feeRateSatPerVByte: 1, changeIndex: 0, tipHeight: 100, sendAll: true);
 
         var output = Assert.Single(built.Transaction.Outputs);
         Assert.Equal(500_000, output.Value.Satoshi + built.Fee.Satoshi);
@@ -88,7 +88,7 @@ public class TransactionFactoryTests
 
         Assert.Throws<WalletSpendException>(() => new TransactionFactory(account).Build(
             utxos, txs, account.GetReceiveAddress(1), amountSats: 900_000,
-            feeRateSatPerVByte: 2, changeIndex: 0));
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100));
     }
 
     [Fact]
@@ -100,8 +100,8 @@ public class TransactionFactoryTests
 
         var ex = Assert.Throws<WalletSpendException>(() => new TransactionFactory(account).Build(
             utxos, txs, account.GetReceiveAddress(1), amountSats: 100_000,
-            feeRateSatPerVByte: 2, changeIndex: 0));
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100));
-        Assert.Contains("pending confirmation", ex.Message);
+        Assert.Contains("unconfirmed", ex.Message);
     }
 
     [Fact]
@@ -113,7 +113,62 @@ public class TransactionFactoryTests
 
         Assert.Throws<WalletSpendException>(() => new TransactionFactory(account).Build(
             utxos, txs, account.GetReceiveAddress(1), amountSats: 100_000,
-            feeRateSatPerVByte: 2, changeIndex: 0));
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100));
+    }
+
+    [Fact]
+    public void Gli_utxo_coinbase_immaturi_non_sono_spendibili()
+    {
+        var account = Account();
+        var (utxos, txs) = Fund(account, 1_000_000);
+        utxos[0].IsCoinbase = true;
+        utxos[0].Height = 100;
+        // Threshold = COINBASE_MATURITY + 1 = 121 (mirrors the Qt wallet: consensus rule is
+        // nSpendHeight - nHeight >= 120, plus one block of safety margin).
+        // At height=100, tip=219 → confs = 219-100+1 = 120 < 121 → immature.
+        var ex = Assert.Throws<WalletSpendException>(() => new TransactionFactory(account).Build(
+            utxos, txs, account.GetReceiveAddress(1), amountSats: 100_000,
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 219));
+        Assert.Contains("coinbase", ex.Message);
+        Assert.Contains("120/121", ex.Message);
+
+        // tip=220 → confs = 121 ≥ 121 → mature and spendable.
+        var built = new TransactionFactory(account).Build(
+            utxos, txs, account.GetReceiveAddress(1), amountSats: 100_000,
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 220);
+        Assert.True(built.Signed);
+    }
+
+    [Fact]
+    public void Gli_utxo_con_meno_di_minconf_non_sono_spendibili_su_mainnet()
+    {
+        var mainnetAccount = HdAccount.FromMnemonic(
+            Bip39.TryParse("abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon about", out var m) ? m! : throw new Exception(),
+            null, ScriptKind.NativeSegwit, ChainProfiles.Mainnet);
+
+        var funding = PalladiumNetworks.Mainnet.CreateTransaction();
+        funding.Inputs.Add(new TxIn(new OutPoint(uint256.One, 0)));
+        funding.Outputs.Add(Money.Satoshis(1_000_000), mainnetAccount.GetReceiveAddress(0));
+        var txid = funding.GetHash().ToString();
+        var utxos = new List<CachedUtxo>
+        {
+            new() { Txid = txid, Vout = 0, ValueSats = 1_000_000,
+                    Address = mainnetAccount.GetReceiveAddress(0).ToString(),
+                    IsChange = false, AddressIndex = 0, Height = 100, IsCoinbase = false },
+        };
+        var txs = new Dictionary<string, Transaction> { [txid] = funding };
+
+        // 5 confirmations (tipHeight=104): below the mainnet minimum of 6.
+        var ex = Assert.Throws<WalletSpendException>(() => new TransactionFactory(mainnetAccount).Build(
+            utxos, txs, mainnetAccount.GetReceiveAddress(1), amountSats: 100_000,
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 104));
+        Assert.Contains("5 so far", ex.Message);
+
+        // 6 confirmations (tipHeight=105): exactly at the threshold → spendable.
+        var built = new TransactionFactory(mainnetAccount).Build(
+            utxos, txs, mainnetAccount.GetReceiveAddress(1), amountSats: 100_000,
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 105);
+        Assert.True(built.Signed);
     }
 
     [Fact]
@@ -127,7 +182,7 @@ public class TransactionFactoryTests
 
         var built = new TransactionFactory(watchOnly).Build(
             utxos, txs, full.GetReceiveAddress(5), amountSats: 400_000,
-            feeRateSatPerVByte: 2, changeIndex: 0);
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100);
 
         Assert.False(built.Signed);
         // Air-gapped flow (§6.5): the online-machine PSBT is signed
@@ -189,6 +244,104 @@ public class TransactionFactoryTests
         }
     }
 
+    [Theory]
+    [InlineData(ScriptPubKeyType.Legacy)]
+    [InlineData(ScriptPubKeyType.SegwitP2SH)]
+    [InlineData(ScriptPubKeyType.Segwit)]
+    public void Si_puo_pagare_ogni_tipo_di_indirizzo_standard(ScriptPubKeyType kind)
+    {
+        var account = Account();
+        var (utxos, txs) = Fund(account, 1_000_000);
+        var destination = new Key().PubKey.GetAddress(kind, Net);
+
+        var built = new TransactionFactory(account).Build(
+            utxos, txs, destination, amountSats: 400_000,
+            feeRateSatPerVByte: 2, changeIndex: 0, tipHeight: 100);
+
+        Assert.True(built.Signed);
+        Assert.Contains(built.Transaction.Outputs,
+            o => o.ScriptPubKey == destination.ScriptPubKey && o.Value.Satoshi == 400_000);
+    }
+
+    [Fact]
+    public void Piu_utxo_vengono_combinati_quando_uno_solo_non_basta()
+    {
+        var account = Account();
+        var allUtxos = new List<CachedUtxo>();
+        var allTxs = new Dictionary<string, Transaction>();
+        for (var i = 0; i < 3; i++)
+        {
+            var funding = Net.CreateTransaction();
+            funding.Inputs.Add(new TxIn(new OutPoint(uint256.One, (uint)i)));
+            funding.Outputs.Add(Money.Satoshis(300_000), account.GetReceiveAddress(i));
+            var txid = funding.GetHash().ToString();
+            allTxs[txid] = funding;
+            allUtxos.Add(new CachedUtxo
+            {
+                Txid = txid, Vout = 0, ValueSats = 300_000,
+                Address = account.GetReceiveAddress(i).ToString(),
+                IsChange = false, AddressIndex = i, Height = 100,
+            });
+        }
+
+        var built = new TransactionFactory(account).Build(
+            allUtxos, allTxs, account.GetReceiveAddress(5), amountSats: 700_000,
+            feeRateSatPerVByte: 1, changeIndex: 0, tipHeight: 100);
+
+        // 700k > any pair? No: it needs all three 300k coins (600k < 700k + fee).
+        Assert.Equal(3, built.Transaction.Inputs.Count);
+        Assert.True(built.Signed);
+        Assert.Contains(built.Transaction.Outputs, o => o.Value.Satoshi == 700_000);
+    }
+
+    [Fact]
+    public void Un_resto_sotto_la_soglia_dust_viene_assorbito_nella_fee()
+    {
+        var account = Account();
+        var (utxos, txs) = Fund(account, 100_000);
+
+        // Leaves ~200 sats after the fee: below the P2WPKH dust threshold,
+        // so no change output must be created and the remainder goes to the fee.
+        var built = new TransactionFactory(account).Build(
+            utxos, txs, account.GetReceiveAddress(5), amountSats: 99_650,
+            feeRateSatPerVByte: 1, changeIndex: 0, tipHeight: 100);
+
+        var output = Assert.Single(built.Transaction.Outputs);
+        Assert.Equal(99_650, output.Value.Satoshi);
+        Assert.Equal(100_000 - 99_650, built.Fee.Satoshi);
+    }
+
+    [Fact]
+    public void La_firma_di_una_tx_fissa_produce_il_txid_golden()
+    {
+        // Golden vector for the signing path (derivation → sighash → witness):
+        // the factory shuffles outputs for privacy, so the vector is anchored one
+        // level below, on a transaction with fixed structure signed through PSBT
+        // (the same flow used air-gapped, §6.5). RFC 6979 makes it deterministic:
+        // any change in this txid is a blocking regression.
+        var account = Account();
+
+        var funding = Net.CreateTransaction();
+        funding.Inputs.Add(new TxIn(new OutPoint(uint256.One, 0)));
+        funding.Outputs.Add(Money.Satoshis(1_000_000), account.GetReceiveAddress(0));
+
+        var spend = Net.CreateTransaction();
+        spend.Version = 2;
+        spend.Inputs.Add(new TxIn(new OutPoint(funding, 0)) { Sequence = 0xfffffffd });
+        spend.Outputs.Add(Money.Satoshis(600_000), account.GetReceiveAddress(5));
+        spend.Outputs.Add(Money.Satoshis(390_000), account.GetChangeAddress(0));
+
+        var psbt = PSBT.FromTransaction(spend, Net);
+        psbt.AddCoins(new Coin(funding, 0));
+        psbt.SignWithKeys(account.GetExtPrivateKey(isChange: false, 0));
+        psbt.Finalize();
+        var signed = psbt.ExtractTransaction();
+
+        Assert.Equal(
+            "a943cf6bf606fa0050e490cb76ed9313959d228fb0ffa235b7e8b7f6834610b6",
+            signed.GetHash().ToString());
+    }
+
     [Fact]
     public void Una_config_corrotta_torna_ai_default()
     {

tests/PalladiumWallet.Tests/Wallet/TransactionInspectorTests.cs

@@ -0,0 +1,217 @@
+using NBitcoin;
+using PalladiumWallet.Core.Chain;
+using PalladiumWallet.Core.Crypto;
+using PalladiumWallet.Core.Net;
+using PalladiumWallet.Core.Wallet;
+using PalladiumWallet.Tests.Net;
+
+namespace PalladiumWallet.Tests.Wallet;
+
+/// <summary>
+/// Tests for the transaction detail assembly (§10): fee from resolved inputs,
+/// mine/theirs attribution, RBF flag, coinbase, and the degraded paths when the
+/// server cannot provide a previous transaction.
+/// </summary>
+public class TransactionInspectorTests
+{
+    private static readonly Network Net = PalladiumNetworks.Regtest;
+
+    private static HdAccount Account()
+    {
+        Assert.True(Bip39.TryParse(
+            "abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon about",
+            out var mnemonic));
+        return HdAccount.FromMnemonic(mnemonic!, null, ScriptKind.NativeSegwit, ChainProfiles.Regtest);
+    }
+
+    /// <summary>Funding (1M sats to receive/0) + spend (600k external, 390k change/0, 10k fee, RBF).</summary>
+    private static (Transaction Funding, Transaction Spend, BitcoinAddress External, HdAccount Account) SpendPair()
+    {
+        var account = Account();
+        var funding = Net.CreateTransaction();
+        funding.Inputs.Add(new TxIn(new OutPoint(uint256.One, 0)));
+        funding.Outputs.Add(Money.Satoshis(1_000_000), account.GetReceiveAddress(0));
+
+        var external = new Key().PubKey.GetAddress(ScriptPubKeyType.Segwit, Net);
+        var spend = Net.CreateTransaction();
+        spend.Inputs.Add(new TxIn(new OutPoint(funding, 0)) { Sequence = 0xfffffffd });
+        spend.Outputs.Add(Money.Satoshis(600_000), external);
+        spend.Outputs.Add(Money.Satoshis(390_000), account.GetChangeAddress(0));
+        return (funding, spend, external, account);
+    }
+
+    private static async Task<(FakeElectrumServer Server, ElectrumClient Client)> StartAsync(
+        params Transaction[] served)
+    {
+        var byId = served.ToDictionary(t => t.GetHash().ToString());
+        var server = new FakeElectrumServer();
+        server.Handle("blockchain.transaction.get", p =>
+            byId.TryGetValue(p[0].GetString()!, out var tx)
+                ? tx.ToHex()
+                : throw new FakeElectrumError(-32600, "no such transaction"));
+        server.Handle("blockchain.block.header", p =>
+        {
+            var height = p[0].GetInt32();
+            var header = Net.Consensus.ConsensusFactory.CreateBlockHeader();
+            header.BlockTime = DateTimeOffset.FromUnixTimeSeconds(1_700_000_000 + height);
+            header.Bits = new Target(0x1d00ffffu);
+            return Convert.ToHexString(header.ToBytes()).ToLowerInvariant();
+        });
+        var client = await ElectrumClient.ConnectAsync(server.Host, server.Port, useSsl: false);
+        return (server, client);
+    }
+
+    private static HashSet<string> Owned(HdAccount account) =>
+    [
+        account.GetReceiveAddress(0).ToString(),
+        account.GetChangeAddress(0).ToString(),
+    ];
+
+    [Fact]
+    public async Task Una_spesa_confermata_riporta_fee_conferme_e_attribuzione_mine_theirs()
+    {
+        var (funding, spend, external, account) = SpendPair();
+        var (server, client) = await StartAsync(funding, spend);
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, spend.GetHash().ToString(), tipHeight: 200, height: 101,
+            Owned(account), netSats: -610_000, verified: true);
+
+        Assert.Equal(10_000, details.FeeSats);
+        Assert.Equal(1_000_000, details.TotalInSats);
+        Assert.Equal(990_000, details.TotalOutSats);
+        Assert.Equal(100, details.Confirmations); // 200 − 101 + 1
+        Assert.True(details.RbfSignaled);
+        Assert.True(details.Verified);
+        Assert.False(details.IsCoinbase);
+        Assert.False(details.IsIncoming);
+        Assert.Equal(DateTimeOffset.FromUnixTimeSeconds(1_700_000_101), details.BlockTime);
+        Assert.Equal((double)10_000 / details.VirtualSize, details.FeeRateSatPerVb);
+
+        var input = Assert.Single(details.Inputs);
+        Assert.True(input.IsMine);
+        Assert.Equal(1_000_000, input.AmountSats);
+        Assert.Equal(account.GetReceiveAddress(0).ToString(), input.Address);
+
+        Assert.Equal(2, details.Outputs.Count);
+        Assert.Equal(600_000, details.SentToOthersSats);
+        Assert.Equal(390_000, details.ReceivedSats);
+        Assert.Contains(details.Outputs, o => o.IsMine && o.AmountSats == 390_000);
+        Assert.Contains(details.Outputs, o => !o.IsMine && o.AmountSats == 600_000);
+
+        // Outgoing tx: the counterparty is the external recipient.
+        Assert.Equal([external.ToString()], details.CounterpartyAddresses);
+    }
+
+    [Fact]
+    public async Task Una_ricezione_indica_il_mittente_come_controparte()
+    {
+        var account = Account();
+        var senderKey = new Key();
+        var senderAddr = senderKey.PubKey.GetAddress(ScriptPubKeyType.Segwit, Net);
+
+        // The sender's coin, then the payment to us spending it.
+        var senderFunding = Net.CreateTransaction();
+        senderFunding.Inputs.Add(new TxIn(new OutPoint(uint256.One, 1)));
+        senderFunding.Outputs.Add(Money.Satoshis(2_000_000), senderAddr);
+
+        var payment = Net.CreateTransaction();
+        payment.Inputs.Add(new TxIn(new OutPoint(senderFunding, 0)));
+        payment.Outputs.Add(Money.Satoshis(1_500_000), account.GetReceiveAddress(0));
+
+        var (server, client) = await StartAsync(senderFunding, payment);
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, payment.GetHash().ToString(), tipHeight: 200, height: 150,
+            Owned(account), netSats: 1_500_000, verified: true);
+
+        Assert.True(details.IsIncoming);
+        Assert.Equal([senderAddr.ToString()], details.CounterpartyAddresses);
+        Assert.Equal(500_000, details.FeeSats); // 2M in − 1.5M out
+    }
+
+    [Fact]
+    public async Task Una_coinbase_non_ha_fee_ne_importi_in_ingresso()
+    {
+        var account = Account();
+        var coinbase = Net.CreateTransaction();
+        coinbase.Inputs.Add(new TxIn());
+        coinbase.Outputs.Add(Money.Satoshis(5_000_000_000), account.GetReceiveAddress(0));
+
+        var (server, client) = await StartAsync(coinbase);
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, coinbase.GetHash().ToString(), tipHeight: 200, height: 190,
+            Owned(account), netSats: 5_000_000_000, verified: true);
+
+        Assert.True(details.IsCoinbase);
+        Assert.Null(details.FeeSats);
+        Assert.Null(details.TotalInSats);
+        Assert.Null(details.FeeRateSatPerVb);
+        Assert.Equal(11, details.Confirmations);
+        var input = Assert.Single(details.Inputs);
+        Assert.True(input.IsCoinbase);
+        Assert.Null(input.AmountSats);
+        // No previous transactions to resolve.
+        Assert.Equal(0, server.CallCount("blockchain.transaction.get") - 1); // only the coinbase itself
+    }
+
+    [Fact]
+    public async Task Se_la_tx_precedente_non_e_recuperabile_la_fee_resta_ignota()
+    {
+        var (funding, spend, _, account) = SpendPair();
+        // The server only knows the spend: the funding lookup fails.
+        var (server, client) = await StartAsync(spend);
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, spend.GetHash().ToString(), tipHeight: 200, height: 101,
+            Owned(account), netSats: -610_000, verified: false);
+
+        Assert.Null(details.FeeSats);
+        Assert.Null(details.TotalInSats);
+        var input = Assert.Single(details.Inputs);
+        Assert.Null(input.AmountSats);
+        Assert.False(input.IsMine); // unresolvable → not attributable
+        Assert.Equal(funding.GetHash().ToString(), input.PrevTxid);
+    }
+
+    [Fact]
+    public async Task Una_tx_in_mempool_non_ha_conferme_ne_timestamp()
+    {
+        var (funding, spend, _, account) = SpendPair();
+        var (server, client) = await StartAsync(funding, spend);
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, spend.GetHash().ToString(), tipHeight: 200, height: 0,
+            Owned(account), netSats: -610_000, verified: false);
+
+        Assert.Equal(0, details.Confirmations);
+        Assert.Null(details.BlockTime);
+        Assert.Equal(0, server.CallCount("blockchain.block.header"));
+    }
+
+    [Fact]
+    public async Task La_cache_delle_tx_evita_le_richieste_al_server()
+    {
+        var (funding, spend, _, account) = SpendPair();
+        var cache = new Dictionary<string, Transaction>
+        {
+            [funding.GetHash().ToString()] = funding,
+            [spend.GetHash().ToString()] = spend,
+        };
+        var (server, client) = await StartAsync();
+        await using var _ = server; await using var __ = client;
+
+        var details = await TransactionInspector.FetchAsync(
+            client, Net, spend.GetHash().ToString(), tipHeight: 200, height: 0,
+            Owned(account), netSats: -610_000, verified: false, cache);
+
+        Assert.Equal(10_000, details.FeeSats);
+        Assert.Equal(0, server.CallCount("blockchain.transaction.get"));
+    }
+}

tests/PalladiumWallet.Tests/Wallet/WalletLoaderTests.cs

@@ -28,8 +28,8 @@ public class WalletLoaderTests
         Assert.Equal("NativeSegwit", doc.ScriptKind);
         Assert.Equal(ValidMnemonic, doc.Mnemonic);
         Assert.Null(doc.Passphrase);
-        Assert.NotEmpty(doc.AccountXpub);
+        Assert.NotEmpty(doc.AccountXpub!);
-        Assert.NotEmpty(doc.MasterFingerprint);
+        Assert.NotEmpty(doc.MasterFingerprint!);
         Assert.False(doc.IsWatchOnly);
     }
 
@@ -66,7 +66,7 @@ public class WalletLoaderTests
         var (doc, _) = WalletLoader.NewFromMnemonic(
             ValidMnemonic24, null, ScriptKind.NativeSegwit, ChainProfiles.Mainnet);
         Assert.Equal("mainnet", doc.Network);
-        Assert.NotEmpty(doc.AccountXpub);
+        Assert.NotEmpty(doc.AccountXpub!);
     }
 
     [Fact]

update-version.sh

@@ -0,0 +1,67 @@
+#!/usr/bin/env bash
+# Bumps the app version everywhere it's tracked and stubs a CHANGELOG.md entry.
+set -euo pipefail
+
+cd "$(dirname "${BASH_SOURCE[0]}")"
+
+APP_CSPROJ="src/App/PalladiumWallet.App.csproj"
+ANDROID_CSPROJ="src/App.Android/PalladiumWallet.App.Android.csproj"
+CHANGELOG="CHANGELOG.md"
+
+current_version=$(grep -oP '(?<=<Version>)[^<]+(?=</Version>)' "$APP_CSPROJ")
+echo "Current version: $current_version"
+
+read -rp "New version (e.g. 1.0.0): " new_version
+
+if [[ -z "$new_version" ]]; then
+    echo "No version entered, aborting." >&2
+    exit 1
+fi
+
+if ! [[ "$new_version" =~ ^[0-9]+\.[0-9]+\.[0-9]+$ ]]; then
+    echo "Invalid version format: '$new_version' (expected X.Y.Z)." >&2
+    exit 1
+fi
+
+if [[ "$new_version" == "$current_version" ]]; then
+    echo "New version is the same as the current one ($current_version), aborting." >&2
+    exit 1
+fi
+
+# 1. Single source of truth: App csproj <Version>
+sed -i "s|<Version>$current_version</Version>|<Version>$new_version</Version>|" "$APP_CSPROJ"
+
+# 2. Android head: ApplicationDisplayVersion (versionName) must mirror it,
+#    and ApplicationVersion (versionCode) must strictly increase on every
+#    release or users can't update in place.
+current_code=$(grep -oP '(?<=<ApplicationVersion>)[^<]+(?=</ApplicationVersion>)' "$ANDROID_CSPROJ")
+new_code=$((current_code + 1))
+
+sed -i "s|<ApplicationDisplayVersion>$current_version</ApplicationDisplayVersion>|<ApplicationDisplayVersion>$new_version</ApplicationDisplayVersion>|" "$ANDROID_CSPROJ"
+sed -i "s|<ApplicationVersion>$current_code</ApplicationVersion>|<ApplicationVersion>$new_code</ApplicationVersion>|" "$ANDROID_CSPROJ"
+
+# 3. CHANGELOG.md: stub a new entry above the previous top-most one.
+today=$(date +%F)
+if grep -q "^## \[$new_version\]" "$CHANGELOG"; then
+    echo "CHANGELOG.md already has an entry for $new_version, leaving it untouched."
+else
+    awk -v ver="$new_version" -v date="$today" '
+        !done && /^## \[/ {
+            print "## [" ver "] — " date
+            print ""
+            print "TODO: describe the changes in this release."
+            print ""
+            done = 1
+        }
+        { print }
+    ' "$CHANGELOG" > "$CHANGELOG.tmp"
+    mv "$CHANGELOG.tmp" "$CHANGELOG"
+fi
+
+echo
+echo "Updated:"
+echo "  - $APP_CSPROJ: Version $current_version -> $new_version"
+echo "  - $ANDROID_CSPROJ: ApplicationDisplayVersion $current_version -> $new_version, ApplicationVersion (versionCode) $current_code -> $new_code"
+echo "  - $CHANGELOG: stubbed entry for $new_version (fill in the details manually)"
+echo
+echo "Review the diff, fill in the CHANGELOG entry, then commit and tag manually."