Adds a WalletDocument.WatchAddresses field and WalletLoader.NewFromAddresses
to build an ImportedKeyAccount with no private key at all (unlike xpub/WIF
imports, which can still derive/hold key material). ScriptKind is inferred
from the address itself via a new DerivationPaths.KindFor helper. Signing
already refuses to run for any IsWatchOnly account (TransactionFactory), so
this only had to wire up construction/reload of the new account shape.