docs/docs-as-code.md defines the workflow; docs/adr holds 31 ADRs (retroactive, reconstructed from code and changelog) with a template and index. docs/check-docs.sh validates ADR structure, index, cited code paths, relative links and CLAUDE.md/AGENTS.md sync.
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0014. BIP32/39 HD wallets with BIP44/49/84 paths and SLIP-132 keys
- Status: Accepted
- Area: Crypto
- Recorded: 2026-11-03 (retroactive: reconstructed from code, comments and changelog)
Context
Users expect seed compatibility with other wallets and a choice of address format.
Decision
Derive accounts with BIP39 + BIP32 using purposes 44 (legacy P2PKH), 49 (wrapped P2SH-P2WPKH) and 84 (native P2WPKH), coin type 746 from the profile (DerivationPaths). Extended keys are encoded and parsed as SLIP-132 (xpub/ypub/zpub families) with headers from the profile (Slip132), since NBitcoin only registers xprv/xpub. An optional BIP39 passphrase is supported. Native SegWit is the default kind.
Consequences
- Restore from seed or xpub/xprv reproduces the same addresses; golden vectors compare against a reference wallet.
- Taproot (BIP86) and multisig (BIP48) constants exist, but derivation for them is not implemented (see 0031).
References
src/Core/Crypto/DerivationPaths.cssrc/Core/Crypto/Slip132.cssrc/Core/Crypto/HdAccount.cssrc/Core/Crypto/Bip39.cs