Implement full MVP: auth, HD wallet, Electrum client, deposits, bets, round/draw engine, payout, withdrawals, RBF, admin+audit

All 10 build-order stages complete and unit-tested (49 tests). Verified live on
mainnet: registration/address derivation, deposit crediting, a real 10 PLM bet
(broadcast + confirmed + change credited). A full round close->draw->payout
cycle was triggered live and was in progress at commit time. Withdrawal and RBF
bump are unit-tested but not yet exercised against a live broadcast. Known gaps
(scheduler doesn't resume mid-flight rounds after restart, payout has no retry,
no deployment setup, etc.) are documented in CLAUDE.md.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

app/main.py

@@ -0,0 +1,63 @@
+import asyncio
+from contextlib import asynccontextmanager
+
+from fastapi import FastAPI
+
+import app.bets.confirmation  # noqa: F401  (registers the "bet" confirmation handler)
+import app.rounds.confirmation  # noqa: F401  (registers the "payout" confirmation handler)
+import app.withdrawals.confirmation  # noqa: F401  (registers the "withdrawal" confirmation handler)
+from app.api.routes.admin import router as admin_router
+from app.api.routes.bets import router as bets_router
+from app.api.routes.users import router as users_router
+from app.api.routes.withdrawals import router as withdrawals_router
+from app.auth.routes import router as auth_router
+from app.config import settings
+from app.db.base import AsyncSessionLocal
+from app.electrum.client import ElectrumClient
+from app.electrum.listener import ElectrumListener
+from app.rounds.scheduler import RoundScheduler
+from app.tx.broadcast import RbfBumper
+from app.tx.confirmation import ConfirmationPoller
+from app.tx.locks import UserLocks
+
+
+def _make_electrum_client() -> ElectrumClient:
+    return ElectrumClient(settings.electrum_host, settings.electrum_port, settings.electrum_use_ssl)
+
+
+@asynccontextmanager
+async def lifespan(app: FastAPI):
+    listener = ElectrumListener(_make_electrum_client, AsyncSessionLocal)
+    app.state.electrum_listener = listener
+    app.state.user_locks = UserLocks()
+
+    scheduler = RoundScheduler(AsyncSessionLocal, listener)
+    poller = ConfirmationPoller(AsyncSessionLocal, lambda: listener.client)
+    bumper = RbfBumper(AsyncSessionLocal, lambda: listener.client)
+
+    tasks = [
+        asyncio.create_task(listener.run()),
+        asyncio.create_task(scheduler.run()),
+        asyncio.create_task(poller.run()),
+        asyncio.create_task(bumper.run()),
+    ]
+    try:
+        yield
+    finally:
+        for task in tasks:
+            task.cancel()
+        if listener.client is not None:
+            await listener.client.close()
+
+
+app = FastAPI(title="PLM Lottery", lifespan=lifespan)
+app.include_router(auth_router)
+app.include_router(users_router)
+app.include_router(bets_router)
+app.include_router(withdrawals_router)
+app.include_router(admin_router)
+
+
+@app.get("/health")
+async def health() -> dict[str, str]:
+    return {"status": "ok"}