Places the fixed-cost bet into the current round: builds and broadcasts
the user->pool PSBT with change back to the user's own address, enforces
at most one active bet per user, and registers the confirmation handler
that marks a bet confirmed and adds the participant to the round.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
davideandClaude Sonnet 5
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