diff --git a/electrum/gui/qt/__init__.py b/electrum/gui/qt/__init__.py
index 4a37fb100..e6fef17a7 100644
--- a/electrum/gui/qt/__init__.py
+++ b/electrum/gui/qt/__init__.py
@@ -70,7 +70,7 @@ from electrum.i18n import _, set_language
 from electrum.plugin import run_hook
 from electrum.util import (UserCancelled, profiler, send_exception_to_crash_reporter,
                            WalletFileException, get_new_wallet_name, InvalidPassword,
-                           standardize_path)
+                           standardize_path, UserFacingException)
 from electrum.wallet import Wallet, Abstract_Wallet
 from electrum.wallet_db import WalletRequiresSplit, WalletRequiresUpgrade, WalletUnfinished
 from electrum.gui import BaseElectrumGui
@@ -411,12 +411,15 @@ class ElectrumGui(BaseElectrumGui, Logger):
             return
         except Exception as e:
             self.logger.exception('')
-            err_text = str(e) if isinstance(e, WalletFileException) else repr(e)
-            custom_message_box(icon=QMessageBox.Icon.Warning,
-                               parent=None,
-                               title=_('Error'),
-                               text=_('Cannot load wallet') + '(2) :\n' + err_text)
-            if isinstance(e, WalletFileException) and e.should_report_crash:
+            if isinstance(e, UserFacingException) \
+                    or isinstance(e, WalletFileException) and not e.should_report_crash:
+                err_text = str(e) if isinstance(e, WalletFileException) else repr(e)
+                custom_message_box(icon=QMessageBox.Icon.Warning,
+                                   parent=None,
+                                   title=_('Error'),
+                                   text=_('Cannot load wallet') + '(2) :\n' + err_text)
+            elif isinstance(e, WalletFileException) and e.should_report_crash \
+                    or not isinstance(e, WalletFileException):
                 send_exception_to_crash_reporter(e)
             if app_is_starting:
                 # If we raise in this context, there are no more fallbacks, we will shut down.