diff --git a/lib/settings.js b/lib/settings.js
index f75a48a..c7e2a33 100644
--- a/lib/settings.js
+++ b/lib/settings.js
@@ -208,6 +208,18 @@ exports.reloadSettings = function reloadSettings() {
     //we know this setting, so we overwrite it
     if(exports[i] !== undefined)
     {
+      // This check uses old .user and .pass config strings if they exist, and .username, .password don't.
+      if (i == 'wallet')
+      {
+        if (!settings.wallet.hasOwnProperty('username') && settings.wallet.hasOwnProperty('user'))
+        {
+          settings.wallet.username = settings.wallet.user;
+        }
+        if (!settings.wallet.hasOwnProperty('password') && settings.wallet.hasOwnProperty('pass'))
+        {
+          settings.wallet.password = settings.wallet.pass;
+        }
+      }
       exports[i] = settings[i];
     }
     //this setting is unkown, output a warning and throw it away